Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

ZSM in Home Financing

asked on 17 Mar 2009

Hi, We are 49 yrs, Singaporean, HDB home owners almost fully paid. We are looking into buying of freehold property in the range of 300K and rent it out. We have about 35K in CPF. What is the cash need upfront and is it possible to get a...

0 • 956 views

Hui Lin Lim in Home Financing

asked on 16 Mar 2009

There are numerous references made of 35% of gross income being the typical ceiling for total loan instalments. What it doesn't explain is whether the 35% includes mortgage instalments from the CPF account. So take an example of a couple with...

0 • 1310 views 5 Answers

Ivan Phay in Home Financing

asked on 10 Mar 2009

Hi, i would like to know if i buy a private property at 1.2M loan and the next 2 day i sold the property off to another person at 2M. will i make the profit of 0.8M or will i suffer a loss due to interest from the bank? and are there any fees that...

0 • 1282 views 7 Answers

Asim Qureshi in Home Financing

asked on 5 Mar 2009

I wanted to know if it's possible to buy property in Singapore with islamic (shariah compliant) finance? Thanks

0 • 743 views

Lynn Riz in Home Financing

asked on 24 Feb 2009

I am 29yrs old and my husband is 32 yrs old. We intend to buy a resale EC. What is the maximum years of loan can we be granted?

0 • 1375 views 5 Answers

Keave POH in Home Financing

asked on 24 Feb 2009

If i was approved a loan on deferment basis in 2007 for a condo that TOP in end 2009. 1. Will the bank re-evaluate the condo's value towards TOP date and reduce the loan to me even though it was approved and agreed in 2007? 2. If yes, what's...

0 • 1312 views 6 Answers

AT TAN in Home Financing

asked on 18 Feb 2009

I am interested in a condo unit but am concerned that it is already 32 years old. Considering that it is a leasehold 99 years unit, if supposing I stay for 5 years or longer, the unit will already be almost 40 years old. My question is: Will...

0 • 1032 views 6 Answers

Dennis Ong in Home Financing

asked on 12 Feb 2009

Dear Guru, I'm a co-owner of a pte landed property and I've used my CPF to help pay-off the mortgage. Can I use my CPF Savings again to buy a 2nd pte property? For eg, paying for 10% of the purchase price and stamp fees? If I can, is...

0 • 970 views 6 Answers

CEJAY LEAN in Home Financing

asked on 9 Feb 2009

How much cash I need on hand? Hi gurus, I'm currently selling my HDB unit and hunting for pte condo. I plan to use anticipated profit from HDB sale and cash on hand for the purchase. If I see a condo unit tat I like and wish to make an offer...

0 • 2353 views 5 Answers

wengyie chan in Home Financing

asked on 5 Feb 2009

Can I use CPF to pay for 100% for the purchase of a Condo without any out-of-pocket expenses?

0 • 1812 views 8 Answers

Kelvin in Home Financing

asked on 4 Feb 2009

It may be an individual case to case basis question to ask, but may I ask, what is a rough estimate that banks loans up to in terms of percentage of property price at this present moment of recession and the extend that banks allow for individual...

0 • 953 views 1 Answer

carameldansen in Home Financing

asked on 13 Jan 2009

Hi, I am interested in looking for a 4-room flat in Woodlands at around 250k to 300k. My husband and I are trying to apply for a loan of 200k from HDB but we are not sure if it will be approved as he recently became self-employed. He does not have...

0 • 1427 views 6 Answers

terrence EP in Home Financing

asked on 23 Dec 2008

Hi Guru I am now looking for re-finance for my housing loan. can seek your advice 1. The current housing rate (sibor) is 1plus % and wonder your forseen the sibor rate will goes down or up within next 2 years ? 2. Which bank offer the best...

0 • 1417 views 5 Answers

Kristina - in Home Financing

asked on 22 Dec 2008

Hi Gurus, Pertaining to home financing, may I check with what are the general steps of procedure of buying a private property(condominium)? How many percent of down payment? Thanks

0 • 1944 views 8 Answers

Lee KT in Home Financing

asked on 19 Dec 2008

I am planing to buy a condo recently, but I am not sure if I can afford it. Can Guru give me some advice, here is my details: My salary SD6100, normally I will have around 4~5 month bonus; my wife salary SD1800, normally have 1 month bonus. I...

0 • 3339 views 7 Answers

Frederick Koh in Home Financing

asked on 19 Dec 2008

I am selling my condo at the moment and looking to buy a resale HDB EM around the price range of $500,000. I plan to loan $400,000. What is the minimum annual income required to finance a loan of $400,000?

0 • 1580 views 6 Answers

Tina in Home Financing

asked on 12 Dec 2008

I would like to ask something regarding the concession tax for owner-occupying scheme. I already own a condo, and has it taxed at 4% since i live there. If I buy a 2nd property together with a partner, and that partner has the property as his...

0 • 904 views 8 Answers

Zee Resa in Home Financing

asked on 6 Dec 2008

Hi Guru! I am still studying in Uni, interested in a new condo unit in D21 asking for $1,100,000. My mom has about $200,000 in her CPF. Is it possible to buy the unit without forking out any cash? Cheers! Thanks in advance, Zee

0 • 1670 views 5 Answers

marc Z in Home Financing

asked on 5 Dec 2008

if i put additional money into cpf acct on the top of monthly contribution, that additional amt is tax-exempted(to certain amt limit of course) in the annual tax assessment. If i use cpf money to buy a property later on, do i need to pay the...

0 • 1077 views 6 Answers

Eric in Home Financing

asked on 23 Nov 2008

Hi, I currently own a 3 room HDB flat bought from HDB in Ang Mo kio center for around $86000 on a 30 years loan on HDB loan,I have repay for more than 5 years till now.The valve now for my flat is around $200000+.I wish to find out if I can get...

0 • 1823 views 9 Answers

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