Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Asim Qureshi in Home Financing

asked on 5 Mar 2009

I wanted to know if it's possible to buy property in Singapore with islamic (shariah compliant) finance? Thanks

0 • 739 views

Lynn Riz in Home Financing

asked on 24 Feb 2009

I am 29yrs old and my husband is 32 yrs old. We intend to buy a resale EC. What is the maximum years of loan can we be granted?

0 • 1371 views

Keave POH in Home Financing

asked on 24 Feb 2009

If i was approved a loan on deferment basis in 2007 for a condo that TOP in end 2009. 1. Will the bank re-evaluate the condo's value towards TOP date and reduce the loan to me even though it was approved and agreed in 2007? 2. If yes, what's...

0 • 1305 views

AT TAN in Home Financing

asked on 18 Feb 2009

I am interested in a condo unit but am concerned that it is already 32 years old. Considering that it is a leasehold 99 years unit, if supposing I stay for 5 years or longer, the unit will already be almost 40 years old. My question is: Will...

0 • 1028 views 1 Answer

Dennis Ong in Home Financing

asked on 12 Feb 2009

Dear Guru, I'm a co-owner of a pte landed property and I've used my CPF to help pay-off the mortgage. Can I use my CPF Savings again to buy a 2nd pte property? For eg, paying for 10% of the purchase price and stamp fees? If I can, is...

0 • 967 views

CEJAY LEAN in Home Financing

asked on 9 Feb 2009

How much cash I need on hand? Hi gurus, I'm currently selling my HDB unit and hunting for pte condo. I plan to use anticipated profit from HDB sale and cash on hand for the purchase. If I see a condo unit tat I like and wish to make an offer...

0 • 2350 views

wengyie chan in Home Financing

asked on 5 Feb 2009

Can I use CPF to pay for 100% for the purchase of a Condo without any out-of-pocket expenses?

0 • 1809 views 8 Answers

Kelvin in Home Financing

asked on 4 Feb 2009

It may be an individual case to case basis question to ask, but may I ask, what is a rough estimate that banks loans up to in terms of percentage of property price at this present moment of recession and the extend that banks allow for individual...

0 • 950 views 1 Answer

carameldansen in Home Financing

asked on 13 Jan 2009

Hi, I am interested in looking for a 4-room flat in Woodlands at around 250k to 300k. My husband and I are trying to apply for a loan of 200k from HDB but we are not sure if it will be approved as he recently became self-employed. He does not have...

0 • 1424 views 1 Answer

terrence EP in Home Financing

asked on 23 Dec 2008

Hi Guru I am now looking for re-finance for my housing loan. can seek your advice 1. The current housing rate (sibor) is 1plus % and wonder your forseen the sibor rate will goes down or up within next 2 years ? 2. Which bank offer the best...

0 • 1416 views

Kristina - in Home Financing

asked on 22 Dec 2008

Hi Gurus, Pertaining to home financing, may I check with what are the general steps of procedure of buying a private property(condominium)? How many percent of down payment? Thanks

0 • 1942 views 8 Answers

Lee KT in Home Financing

asked on 19 Dec 2008

I am planing to buy a condo recently, but I am not sure if I can afford it. Can Guru give me some advice, here is my details: My salary SD6100, normally I will have around 4~5 month bonus; my wife salary SD1800, normally have 1 month bonus. I...

0 • 3330 views 2 Answers

Frederick Koh in Home Financing

asked on 19 Dec 2008

I am selling my condo at the moment and looking to buy a resale HDB EM around the price range of $500,000. I plan to loan $400,000. What is the minimum annual income required to finance a loan of $400,000?

0 • 1575 views 6 Answers

Tina in Home Financing

asked on 12 Dec 2008

I would like to ask something regarding the concession tax for owner-occupying scheme. I already own a condo, and has it taxed at 4% since i live there. If I buy a 2nd property together with a partner, and that partner has the property as his...

0 • 902 views 2 Answers

Zee Resa in Home Financing

asked on 6 Dec 2008

Hi Guru! I am still studying in Uni, interested in a new condo unit in D21 asking for $1,100,000. My mom has about $200,000 in her CPF. Is it possible to buy the unit without forking out any cash? Cheers! Thanks in advance, Zee

0 • 1666 views 5 Answers

marc Z in Home Financing

asked on 5 Dec 2008

if i put additional money into cpf acct on the top of monthly contribution, that additional amt is tax-exempted(to certain amt limit of course) in the annual tax assessment. If i use cpf money to buy a property later on, do i need to pay the...

0 • 1074 views 1 Answer

Eric in Home Financing

asked on 23 Nov 2008

Hi, I currently own a 3 room HDB flat bought from HDB in Ang Mo kio center for around $86000 on a 30 years loan on HDB loan,I have repay for more than 5 years till now.The valve now for my flat is around $200000+.I wish to find out if I can get...

0 • 1817 views 4 Answers

chan agnes in Home Financing

asked on 19 Nov 2008

i have a 3rd flt under ocbc bank loan and can i refinance my flat under property guru, pls advise urgently thanks

0 • 1298 views 2 Answers

Ms Tan in Home Financing

asked on 13 Nov 2008

I heard that even though 15% of purchase price of a pte apt can be paid by CPF, we still have to pay this amt in cash first before CPF reimburses us. Is this true?

0 • 1775 views 3 Answers

Anonymous in Home Financing

asked on 28 Oct 2008

This is a question to agents. With the current credit crunch, are you seeing your buyers experiencing more difficulty in obtaining 90% loan, in comparison with last year before the subprime losses? Assuming buyer is not owning another property...

0 • 1462 views 5 Answers

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