Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Vicky Lim in Home Financing

asked on 14 May 2009

I am a divorcee.I want to maintain my home and therefore I need refinancing. But I am a homemaker. I have a guarantor who can assist me in paying of instalment.Can I have a guarantor for refinancing?

0 • 788 views 2 Answers

J N in Home Financing

asked on 12 May 2009

Hi! Guru, need your advise. Will bank willing to loan to a buyer if the seller have financial case pending? Property is in BUC status and need OTP is expiring soon. Thanks

0 • 678 views 2 Answers

29 in Home Financing

asked on 11 May 2009

I'm 29 and earn 5k a month + 3mths confirmed bonus yearly (total 70k+ per annum). I'm debt free and have 50k cash on hand, 30k cpf. Can I afford a property of 500k? What % loan can I get? Any hidden costs and if they can be paid by using part of...

0 • 1493 views 5 Answers

Jenny in Home Financing

asked on 2 May 2009

Which bank is offering the best interest at the moment? Intent to buy one more condo and to refinance existing pty.

0 • 977 views 1 Answer

Yahya Ayob in Home Financing

asked on 1 May 2009

I don't have much money. I am almost broke. Is there a way I can buy a 3-room flat for the purpose of renting it out for my income? I need answers please. Thank you.

0 • 1060 views 1 Answer

VG in Home Financing

asked on 1 May 2009

Can I know on average how long would a bank housing loan take to approve?

0 • 1154 views

yeow jenny in Home Financing

asked on 30 Apr 2009

i wan to buy a unit at lilydale with greenery view.Budget $500k possible? which bank is providing the lowest interest at the moment. what is the valuation of lilydale?

0 • 1410 views

Danial Goh in Home Financing

asked on 16 Apr 2009

I submitted my pay slips and cpf statements and was given an amt which the banker said is in principle approval given. So can I safely use this to go buy a house?

0 • 1141 views 1 Answer

William YEO in Home Financing

asked on 15 Apr 2009

Can a foreigner buy a 99 yrs leasehold or FH condo in Spore? Is there any bank can offer loan for a 60 yrs old foreigner to buy the property (investment purpose) here? If yes, which bank? Thks for advice.

0 • 1326 views

Danial Goh in Home Financing

asked on 14 Apr 2009

Will banks lend me??? I'm 40 and my annual income in $150k. 1) I've credit lines of $45 still outstanding. 2) my credit standing should be ok as i've never missed a payment etc those kind of things. 3) If i sell my house now i'll get back...

0 • 1254 views

slumdog in Home Financing

asked on 13 Apr 2009

I plan to upgrade to condo but need to do the maths..Am currently staying at 5RM HDB at Yew Tee. Still owe bank 220K. Valuation+Cash if selling the flat now maybe 360K. I have ~40K in CPF. Can I afford to upgrade to a condo? If yes, what price...

0 • 1508 views 4 Answers

kong yew teh in Home Financing

asked on 13 Apr 2009

I would like to clarify the below information i read from property guru resources website under HDB finance system category. Is this grant provided by HDB? What's the different from the SGD$30000/$40000 HDB family grant? First Time Home...

0 • 1382 views 1 Answer

Ling in Home Financing

asked on 13 Apr 2009

Hi there, my parent currently have this outstanding housing bank loan where i would like to take over. Understand that i need to so called "buy over" the unit, arrange for valuation etc. Can i use CPF to pay off the loan and what are...

0 • 719 views

William YEO in Home Financing

asked on 10 Apr 2009

My private condo (own stay) is currently financed by DBS bank. I am thinking to pledge my existing property to get extra cash for other investment. Is this possible? DBS bank called this as Term Loan but they told me that current valuation of my...

0 • 2331 views

Kok Hui Heng in Home Financing

asked on 10 Apr 2009

Hi, I would like to know the maximum loan (in %) a bank can offer for a new condominium unit.

0 • 2065 views

Eric Lim in Home Financing

asked on 3 Apr 2009

Me and my wife just got PR last year. Interested to get a HDB flat. However, have little cash in hand. Target at Jurong west / east area. Can I get loan from HDB since I am first time buy HDB flat.

0 • 805 views

A THWE KYAWT in Home Financing

asked on 21 Mar 2009

Hi, I would like to know about Home Financing. If I want to buy HDB re-sale,which one do I need to do first the following two facts? Should I contact with house agent to look for a house or should I cantact with bank for house loan?

0 • 845 views

ZSM in Home Financing

asked on 17 Mar 2009

Hi, We are 49 yrs, Singaporean, HDB home owners almost fully paid. We are looking into buying of freehold property in the range of 300K and rent it out. We have about 35K in CPF. What is the cash need upfront and is it possible to get a...

0 • 952 views

Hui Lin Lim in Home Financing

asked on 16 Mar 2009

There are numerous references made of 35% of gross income being the typical ceiling for total loan instalments. What it doesn't explain is whether the 35% includes mortgage instalments from the CPF account. So take an example of a couple with...

0 • 1309 views

Ivan Phay in Home Financing

asked on 10 Mar 2009

Hi, i would like to know if i buy a private property at 1.2M loan and the next 2 day i sold the property off to another person at 2M. will i make the profit of 0.8M or will i suffer a loss due to interest from the bank? and are there any fees that...

0 • 1279 views

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