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Here is the answer and more tips as well
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Why You Shouldn’t Pay Off Your Home Loan ASAP But Refinance Instead?
https://www.linkedin.com/pulse/why-you-shouldnt-pay-off-your-home-loan-asap-instead-mani
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I also shared the following tips in the article
Pros and cons of repaying your mortgage before the loan tenure is up
Here’s Why It Doesn’t Make Financial Sense To Repay Your HDB Flat Home Loan Early
Loans, CPF or cash: How should you pay for your HDB flat?
5 myths about HDB flat ownership that you should take with a pinch of salt
3 Reasons You Shouldn’t Pay Off Your Home Loan ASAP But Refinance Instead
Why Rushing to Pay off your HDB flat might be the worst mistake of your life
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