HDB Flat Eligibility and Grants:
The eligibility for HDB grants depends on several factors, including the type of flat you purchase first and your application timing. Here's a breakdown for Hua's scenario:
Buying New Flat First: If you purchase a Build-to-Order (BTO) flat directly from HDB, you'll likely be eligible for various grants (e.g., CPF Housing Grant, Additional CPF Housing Grant) depending on your income and family circumstances.
Eligibility After 5 Years: After fulfilling the Minimum Occupation Period (MOP) of 5 years for your BTO flat, you can purchase a resale flat. Your eligibility for grants when buying a resale flat depends on several factors:
Grant Types: Some grants, like the Additional CPF Housing Grant, might have restrictions on how many times you can use them. However, grants like the Proximity Housing Grant (PHG) might still be applicable depending on your eligibility criteria.
Income Ceiling: There might be income ceiling requirements for certain grants when buying a resale flat.
Here are some recommendations for Hua:
Check HDB Website: Refer to the HDB website (https://www.hdb.gov.sg/business/estate-agents-and-salespersons/buying-a-resale-flat/eligibility) for the latest information on HDB flat eligibility and grant requirements. They have useful filters and eligibility checkers to help you determine your options.
Contact HDB Branch: For specific advice regarding your eligibility after buying a BTO flat first, contact your nearest HDB branch. They can provide personalized guidance based on your unique circumstances.
Remember: HDB grant policies can evolve, so staying updated with the latest information is crucial. The HDB website and branch offices are valuable resources to understand your eligibility when considering buying an HDB flat.
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