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When i apply for hdb loan, do i need to state the type of flat im applying for? (Eg. 2 room, 3 room)? I wished to apply for a 4 room resale flat. If my hdb loan plus my cpf isnt enough to purchase a 4 room flat, then i will go for a 3 room resale flat.
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6 Answers

Hi Sharizan,

The Home Loan Eligibility application is to let you know the maximum HDB loan you can take, regardless of the size of the flat.

Feel free to contact me at your convenience, and we can carry on from there.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More
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Hi,

The HDB Loan Eligibility letter will only state the maximum amount of loan and loan tenure that you will be eligible for. There is no restrictions on what type or size of HDB you can buy.

Please feel free to contact me so that I can provide you with further assistance.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2015/2016)
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Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
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We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred SG Professional- Agent.myweb.sg & Agent.irealtor.sg

No, the loan quantum will be based on your gross income :)

Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Hi Azhari,

Upon applying, HLE recieve will indicate the maximum loan amount , repayment, monthly installment and flat type eligible to buy. With that I be glad to go through an in depth financial calculation and qualify you to which type of HDB is suitable.

Welcome to contact me so I can assist you further.
Shuhandy Tugi (R042703B)
OrangeTee.com Pte Ltd
 +65 9776 9956  / shuhandy@orangetee.com
Exactly What You Need Read More
0
Hi Sharizan,

Upon applying, HLE recieve will indicate the maximum loan amount , repayment, monthly installment and flat type eligible to buy. With that I be glad to go through an in depth financial calculation and qualify you to which type of HDB is suitable.

Welcome to contact me so I can assist you further.
Shuhandy Tugi (R042703B)
OrangeTee.com Pte Ltd
 +65 9776 9956  / shuhandy@orangetee.com
Exactly What You Need Read More
0
YT Tan (陈永达)
Good evening Sharizan,

In your HLE application, you dont have to state which type of flat you are going for. It will be based on your income and tell your max affordability with loan tenure. It will also state the restriction of loan amount if you are going for a flat with balance lease less than 60 years old.

Hope my sharing is beneficial to your property purchase.

May I know how can I continue to value add in this purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
R043025D

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More
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