Hi,
1) 2 months is an extremely long waiting period for a property loan.
2) If there are no complications in the application and all documents such as:
(a) Income documents: payslips/IR8A & 1/2 years tax returns
(b) OTP
(c) Latest CPF statement of account
3) So far the longest successful application I had encountered took only 9 working days.
4) You may seek another financial institute if you are unhappy with the difference in the interest rate offered.
5) However, you may incur a penalty from the financial institute for failing to accept. You have to check with the banker you are working with on your application.
Hope the above answer your main concerns, but if there are more query, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
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