Asked by Me
what are the procedures to buy and sell hdb unit concurrently?
2835 views
7 Answers
Dear Owner,
The process will sound very straightforward, however depending on whether any ECF is involved, it may get pretty complicated should you require the funds for selling in order to purchase the next unit.
Please let me know if I may assist you further or if you need further clarifications.
Regards,
Geryl LIM
Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565
Email: lim.geryl@yahoo.com.sg Read More
The process will sound very straightforward, however depending on whether any ECF is involved, it may get pretty complicated should you require the funds for selling in order to purchase the next unit.
Please let me know if I may assist you further or if you need further clarifications.
Regards,
Geryl LIM
Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565
Email: lim.geryl@yahoo.com.sg Read More
Afternoon,
Selling and buying HDB unit concurrently would require contra facility. This only works if you are taking HDB loan for your upcoming purchase. Hence 50% of your cash profit, if it's more than $50k, must be used for the upcoming purchase. HDB loan amount will be equal to valuation - CPF monies - 50% cash from resales. This loan amount is also dependent on your credit and income status. The handing over and taking over of keys will be on the same day. The whole process will take about 3 to 4 months.
Otherwise, you can have the resales and purchase done simultaneously. Depending on your liquidity, you can sell first and buy later or the other way around. This will allow you to plan the renovation and move-in date as the handing and taking over dates will be different. This process will take about 4 to 6 months.
Whatever the case, to sell and buy concurrently or simultaneously, you must have the sums and timing planned well.
FYI
Mike Lim
96929209
ERA Read More
Selling and buying HDB unit concurrently would require contra facility. This only works if you are taking HDB loan for your upcoming purchase. Hence 50% of your cash profit, if it's more than $50k, must be used for the upcoming purchase. HDB loan amount will be equal to valuation - CPF monies - 50% cash from resales. This loan amount is also dependent on your credit and income status. The handing over and taking over of keys will be on the same day. The whole process will take about 3 to 4 months.
Otherwise, you can have the resales and purchase done simultaneously. Depending on your liquidity, you can sell first and buy later or the other way around. This will allow you to plan the renovation and move-in date as the handing and taking over dates will be different. This process will take about 4 to 6 months.
Whatever the case, to sell and buy concurrently or simultaneously, you must have the sums and timing planned well.
FYI
Mike Lim
96929209
ERA Read More
Hi Mr,
base on where is your loan from, basically there is 2 type:
1) Your current loan is from HDB. And you are going to loan again from HDB. In this case, HDB will process a "contra" for you. The process will be straight forward.
2) Your current loan is from bank, and you going to loan from bank again. So precess is a bit complicated. You need to proceed a short term loan from bank call "bridging loan". A few hundred interests will be involved.
I have rich exp in doing both.
Welcome to contact me if you need further assistance or you are interested to appoint me to be the representative agent. Thanks.
Robert Peng 9800 1968
Robertpeng001@gmail.com
CEA reg No.: R042525J
Huttons Relationship Group Read More
base on where is your loan from, basically there is 2 type:
1) Your current loan is from HDB. And you are going to loan again from HDB. In this case, HDB will process a "contra" for you. The process will be straight forward.
2) Your current loan is from bank, and you going to loan from bank again. So precess is a bit complicated. You need to proceed a short term loan from bank call "bridging loan". A few hundred interests will be involved.
I have rich exp in doing both.
Welcome to contact me if you need further assistance or you are interested to appoint me to be the representative agent. Thanks.
Robert Peng 9800 1968
Robertpeng001@gmail.com
CEA reg No.: R042525J
Huttons Relationship Group Read More
WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.
-----------------------99Years------------------------999Years---------------------->>>
IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.
WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:
https://wa.me/6598569255
Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.
✔✔✔You can READ my REVIEWS here:Able S K Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
For PRIVATE HOME BUYERS
✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge
✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents
DEVELOPER SALES TEAM
✔✔ BEST PRICES ✔✔ NO AGENT FEES
✔✔ LOWEST PRICE GUARANTEED
For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.
✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255 , Property Agent (Director )
✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com
---///------
CHINESE VERSION // 中文版本
如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。
✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255
✔✔✔查看我的客户评价：
Able S K Toh,房地产经纪（董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
私人住宅买家服务
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✔✔ 买家无需中介费
发展商销售团队
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新推出私人公寓资料、电子手册、户型图及价格表，
欢迎随时联系。
✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255
✔✔ 电子邮箱：Able.selling@gmail.com
--------------- 结束 / The END ------------------ Read More
-----------------------99Years------------------------999Years---------------------->>>
IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.
WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:
https://wa.me/6598569255
Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.
✔✔✔You can READ my REVIEWS here:Able S K Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
For PRIVATE HOME BUYERS
✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge
✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents
DEVELOPER SALES TEAM
✔✔ BEST PRICES ✔✔ NO AGENT FEES
✔✔ LOWEST PRICE GUARANTEED
For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.
✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255 , Property Agent (Director )
✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com
---///------
CHINESE VERSION // 中文版本
如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。
✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255
✔✔✔查看我的客户评价：
Able S K Toh,房地产经纪（董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费
发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价
新推出私人公寓资料、电子手册、户型图及价格表，
欢迎随时联系。
✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255
✔✔ 电子邮箱：Able.selling@gmail.com
--------------- 结束 / The END ------------------ Read More
1
WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.
-----------------------99Years------------------------999Years---------------------->>>
IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.
WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:
https://wa.me/6598569255
Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.
✔✔✔You can READ my REVIEWS here:Able S K Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
For PRIVATE HOME BUYERS
✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge
✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents
DEVELOPER SALES TEAM
✔✔ BEST PRICES ✔✔ NO AGENT FEES
✔✔ LOWEST PRICE GUARANTEED
For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.
✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255 , Property Agent (Director )
✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com
---///------
CHINESE VERSION // 中文版本
如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。
✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255
✔✔✔查看我的客户评价：
Able S K Toh,房地产经纪（董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费
发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价
新推出私人公寓资料、电子手册、户型图及价格表，
欢迎随时联系。
✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255
✔✔ 电子邮箱：Able.selling@gmail.com
--------------- 结束 / The END ------------------ Read More
-----------------------99Years------------------------999Years---------------------->>>
IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.
WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:
https://wa.me/6598569255
Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.
✔✔✔You can READ my REVIEWS here:Able S K Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
For PRIVATE HOME BUYERS
✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge
✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents
DEVELOPER SALES TEAM
✔✔ BEST PRICES ✔✔ NO AGENT FEES
✔✔ LOWEST PRICE GUARANTEED
For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.
✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255 , Property Agent (Director )
✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com
---///------
CHINESE VERSION // 中文版本
如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。
✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255
✔✔✔查看我的客户评价：
Able S K Toh,房地产经纪（董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费
发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价
新推出私人公寓资料、电子手册、户型图及价格表，
欢迎随时联系。
✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255
✔✔ 电子邮箱：Able.selling@gmail.com
--------------- 结束 / The END ------------------ Read More
1
WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.
-----------------------99Years------------------------999Years---------------------->>>
IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.
WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:
https://wa.me/6598569255
Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.
✔✔✔You can READ my REVIEWS here:Able S K Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
For PRIVATE HOME BUYERS
✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge
✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents
DEVELOPER SALES TEAM
✔✔ BEST PRICES ✔✔ NO AGENT FEES
✔✔ LOWEST PRICE GUARANTEED
For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.
✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255 , Property Agent (Director )
✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com
---///------
CHINESE VERSION // 中文版本
如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。
✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255
✔✔✔查看我的客户评价：
Able S K Toh,房地产经纪（董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费
发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价
新推出私人公寓资料、电子手册、户型图及价格表，
欢迎随时联系。
✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255
✔✔ 电子邮箱：Able.selling@gmail.com
--------------- 结束 / The END ------------------ Read More
-----------------------99Years------------------------999Years---------------------->>>
IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.
WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:
https://wa.me/6598569255
Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.
✔✔✔You can READ my REVIEWS here:Able S K Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
For PRIVATE HOME BUYERS
✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge
✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents
DEVELOPER SALES TEAM
✔✔ BEST PRICES ✔✔ NO AGENT FEES
✔✔ LOWEST PRICE GUARANTEED
For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.
✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255 , Property Agent (Director )
✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com
---///------
CHINESE VERSION // 中文版本
如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。
✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255
✔✔✔查看我的客户评价：
Able S K Toh,房地产经纪（董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费
发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价
新推出私人公寓资料、电子手册、户型图及价格表，
欢迎随时联系。
✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255
✔✔ 电子邮箱：Able.selling@gmail.com
--------------- 结束 / The END ------------------ Read More
1
WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.
-----------------------99Years------------------------999Years---------------------->>>
IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.
WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:
https://wa.me/6598569255
Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.
✔✔✔You can READ my REVIEWS here:Able S K Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
For PRIVATE HOME BUYERS
✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge
✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents
DEVELOPER SALES TEAM
✔✔ BEST PRICES ✔✔ NO AGENT FEES
✔✔ LOWEST PRICE GUARANTEED
For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.
✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255 , Property Agent (Director )
✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com
---///------
CHINESE VERSION // 中文版本
如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。
✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255
✔✔✔查看我的客户评价：
Able S K Toh,房地产经纪（董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费
发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价
新推出私人公寓资料、电子手册、户型图及价格表，
欢迎随时联系。
✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255
✔✔ 电子邮箱：Able.selling@gmail.com
--------------- 结束 / The END ------------------ Read More
-----------------------99Years------------------------999Years---------------------->>>
IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.
WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:
https://wa.me/6598569255
Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.
✔✔✔You can READ my REVIEWS here:Able S K Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
For PRIVATE HOME BUYERS
✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge
✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents
DEVELOPER SALES TEAM
✔✔ BEST PRICES ✔✔ NO AGENT FEES
✔✔ LOWEST PRICE GUARANTEED
For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.
✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255 , Property Agent (Director )
✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com
---///------
CHINESE VERSION // 中文版本
如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。
✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255
✔✔✔查看我的客户评价：
Able S K Toh,房地产经纪（董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费
发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价
新推出私人公寓资料、电子手册、户型图及价格表，
欢迎随时联系。
✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255
✔✔ 电子邮箱：Able.selling@gmail.com
--------------- 结束 / The END ------------------ Read More
1