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We have a HDB flat purchased 10 years ago, and no outstanding loan. We would like to transfer current joint tenancy to sole Owner. my question is : 1) When we restore back of CPF, we could still get some loan? 3) How much loan we could have - just the CPF amount or based on valuation? thanks
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2 Answers

Zhang Jinwei (Zavier)
Replied
Hi, I think what you are suggesting is to do a decoupling/part-purchase for HDB property which is not allowed except for some very special cases. Ownership of HDB must fall within one of its several schemes. Let's get in touch and I will be able to advise further. Cheers. Zavierzhang.biz@gmail.com / 86662221  Read More
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  • VW
    Replied
    http://www.hdb.gov.sg/fi10/fi10326p.nsf/w/ChgOwnerTypesOfTransfers?OpenDocument
  • VW
    Replied
    You may check with HDB, ownership transfer IS Allow.7
Joanne Chia 谢诗琳
Replied
Dear sir / madam This is de-coupling for purpose to save ABSD.......One can apply for bank loan for the cpf part share that one is buying over from the other partner , subject to that person's age / income and credit standing. ...................May i offer my housing services .........My charges are 1% commission for exclusive selling rights to your property..........Or 2% for open listing..........Kindly contact me for a NO OBLIGATIONS chat......... Joanne chia ..........Huttons real estate ............Hp 8333 3327  ...........Chia_joanne@yahoo.com.sg Read More
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  • VW
    Replied
    Thank you. I am not selling any unit. Only planing an ownership transfer on my own reason. Thanks

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