Asked by s***@gmail.com
We are Singapore PR Couple; We are staying in our own Condo. Condo is with Husband's ownership. Can my wife buy HDB and we will rent out Condo and stay in HDB?
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6 Answers
Good afternoon,
Unfortunately no, single Singaporean PR cannot purchase HDB on their own name, have to purchase as a married couple. This means the condo has to be sold within 6 months of getting the resale HDB. Your wife can purchase private property on her sole name no issue, perhaps a 1 or 2 bedroom condo as investment.
Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.
Warm Regards,
Ivan Ng Realtor
ERA Senior Marketing Director
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-- HDB Toa Payoh 5-RM Sellers of Million-Dollar HDB, Mr. & Mrs Leong
We were fortunate to have met Ivan Ng. He was thorough in going through what the complicated home-selling process required of us and more so in understanding what we would like to achieve from the sale of our unit. His responsiveness and assurance, was a trait that we really appreciate. We managed to secure a sale that exceeded our expectation with Ivan’s advises. The offered price for our unit was a record set for the flats in the neighborhood. This was definitely supported by the fact that Ivan’s listing of our unit was detailed and stood out from other listings. Because of this, we also engaged Ivan's service to help us search and buy our new resale home. After some searches and viewings, we managed to secure one at a reasonable price with his help. With Ivan’s cheery and positive demeanour, selling our unit to procuring a new one, was a smooth journey for us. It was a pleasure to have worked with him.
- Condo Seller Mr & Mrs Wee : We would like to share our appreciation and commendation to Ivan for their professionalism and dedication in handling our property transaction. It was a great pleasure to work with him as he was patient throughout the entire process and explained to us and clarified any doubts we had without fail. He was also very prompt in responding to all the queries we had. While we were unsure if we were able to sell off the property in time, Ivan constantly reassured us that it was possible and offered his professional advice. In fact, he managed to secure an offer to sell the property above our expected price while concurrently negotiated the buying price for our next property. Having Ivan as our agent significantly made the entire process seamless and fuss-free. We will definitely recommend Ivan to our family and friends. Read More
Unfortunately no, single Singaporean PR cannot purchase HDB on their own name, have to purchase as a married couple. This means the condo has to be sold within 6 months of getting the resale HDB. Your wife can purchase private property on her sole name no issue, perhaps a 1 or 2 bedroom condo as investment.
Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.
Warm Regards,
Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever
SEAA Salesperson Achievement Award 2021 (Gold)
SEAA Singapore Accredited Mortgage Planner (SAMP)
ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
ERA Top 11th Achiever in June 2020 (Top 1% Company Level)
ERA Top 91th Achiever in 2nd Quarter 2020 (Top 2% Company Level)
ERA Top 15th Achiever in April 2019 (Top 1% Company Level)
ERA Top 86th Achiever in Sept 2019 (Top 2% Company Level)
SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.
Contact: (+65) 97432395
Whatsapp: wa.me/6597432395
Email: Ivanng10@gmail.com
IG: instagram.com/ivanngrealtor
WeChat: ivanng10
FB: fb.com/IvanNgRealtor
Web: ivanng10.com/clientreviews
(Client's Testimonials)
CEA: R052114D
**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! **
-- HDB Toa Payoh 5-RM Sellers of Million-Dollar HDB, Mr. & Mrs Leong
We were fortunate to have met Ivan Ng. He was thorough in going through what the complicated home-selling process required of us and more so in understanding what we would like to achieve from the sale of our unit. His responsiveness and assurance, was a trait that we really appreciate. We managed to secure a sale that exceeded our expectation with Ivan’s advises. The offered price for our unit was a record set for the flats in the neighborhood. This was definitely supported by the fact that Ivan’s listing of our unit was detailed and stood out from other listings. Because of this, we also engaged Ivan's service to help us search and buy our new resale home. After some searches and viewings, we managed to secure one at a reasonable price with his help. With Ivan’s cheery and positive demeanour, selling our unit to procuring a new one, was a smooth journey for us. It was a pleasure to have worked with him.
- Condo Seller Mr & Mrs Wee : We would like to share our appreciation and commendation to Ivan for their professionalism and dedication in handling our property transaction. It was a great pleasure to work with him as he was patient throughout the entire process and explained to us and clarified any doubts we had without fail. He was also very prompt in responding to all the queries we had. While we were unsure if we were able to sell off the property in time, Ivan constantly reassured us that it was possible and offered his professional advice. In fact, he managed to secure an offer to sell the property above our expected price while concurrently negotiated the buying price for our next property. Having Ivan as our agent significantly made the entire process seamless and fuss-free. We will definitely recommend Ivan to our family and friends. Read More
- SKRanjit SahuRepliedMany thanks for your update
Hello,
So sorry, a Singaporean PR cannot buy HDB alone, and you also considered a family unit. You are unable to purchase a HDB alone even if you become a Singaporean and still married.
Your wife can consider to buy a condo unit to stay in (good thing is she won't be charged ABSD) as she don't own any residential property at the moment.
Alternatively, you also can consider industrial property for investment (rental yield are quite attractive as well)
Still unsure? Text me at wa.me/6583330360 and I can help go through the criteria as well as the financial breakdown for you.
Thanks
Lucas Lim
SUSS Bsc (Marketing), Merit
Contact: (+65) 83330360
Whatsapp: wa.me/6583330360
Email: lucas@thepropguide.com
Google Reviews: https://www.google.com/search?q=thepropguide+reviews
(Client's Testimonials)
CEA: R060050H
**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More
So sorry, a Singaporean PR cannot buy HDB alone, and you also considered a family unit. You are unable to purchase a HDB alone even if you become a Singaporean and still married.
Your wife can consider to buy a condo unit to stay in (good thing is she won't be charged ABSD) as she don't own any residential property at the moment.
Alternatively, you also can consider industrial property for investment (rental yield are quite attractive as well)
Still unsure? Text me at wa.me/6583330360 and I can help go through the criteria as well as the financial breakdown for you.
Thanks
Lucas Lim
SUSS Bsc (Marketing), Merit
Contact: (+65) 83330360
Whatsapp: wa.me/6583330360
Email: lucas@thepropguide.com
Google Reviews: https://www.google.com/search?q=thepropguide+reviews
(Client's Testimonials)
CEA: R060050H
**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More
Hi,
I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, nope your wife is not eligible in this case as both of you are married and thus she can’t purchase a HDB flat using her sole name.
Regards
Aaron Chong
9730 8455
aaronchong2774@yahoo.com.sg Read More
I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, nope your wife is not eligible in this case as both of you are married and thus she can’t purchase a HDB flat using her sole name.
Regards
Aaron Chong
9730 8455
aaronchong2774@yahoo.com.sg Read More
Hi Ranjit,
A SPR family must be of 3 years standing if they want to buy HDB. SPR singles cannot buy HDB. So, in your case, since you own a condo, you or your spouse cannot buy a HDB flat. However, since HDB is not cheap these days, you may want to buy a smaller private apartment or condo as a form of investment if you have sufficient funds. Small condos start from around 700k onwards. Do contact me.
Cheers!
Elan Govan
MABA (Lancaster)
90170747
jayelan@gmail.com
www.goodpropertiesguide.com Read More
A SPR family must be of 3 years standing if they want to buy HDB. SPR singles cannot buy HDB. So, in your case, since you own a condo, you or your spouse cannot buy a HDB flat. However, since HDB is not cheap these days, you may want to buy a smaller private apartment or condo as a form of investment if you have sufficient funds. Small condos start from around 700k onwards. Do contact me.
Cheers!
Elan Govan
MABA (Lancaster)
90170747
jayelan@gmail.com
www.goodpropertiesguide.com Read More
Dear sir,
Unfortunately, SPR cannot own both HDB and private residential properties in Singapore concurrently as well as they are unable to purchase HDB under own name. You are able to purchase a resale HDB 15 months after disposing your existing condo if you are under 55 years old, otherwise you can purchase a.4 room flat or smaller unit immediately after selling your condo. Should you or your wife convert into a Singapore Citizen, the 15 months window period also applies.
I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.
I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.
Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.
With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.
We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!
Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888 [mob] +65 81577565 [LDA] +65 92787772
www.geryllim.com
My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0
-----
Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!
Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.
Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore
Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/
New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/
-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
Unfortunately, SPR cannot own both HDB and private residential properties in Singapore concurrently as well as they are unable to purchase HDB under own name. You are able to purchase a resale HDB 15 months after disposing your existing condo if you are under 55 years old, otherwise you can purchase a.4 room flat or smaller unit immediately after selling your condo. Should you or your wife convert into a Singapore Citizen, the 15 months window period also applies.
I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.
I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.
Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.
With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.
We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!
Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888 [mob] +65 81577565 [LDA] +65 92787772
www.geryllim.com
My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0
-----
Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!
Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.
Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore
Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/
New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/
-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
1
Good evening Ranjit,
you have to be included into the HDB's ownership under public scheme as both of you are married. Having said that, if you are below 55 years old, both of you will not be eligible to purchase a resale HDB due to the latest cooling measures as well.
Care to share more about your intention so I will be in a better position to advise and assist you further.
Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?
Best regards,
YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner
Contact:
Mobile: 91115171 (wa.me/6591115171)
Email: yt.tan91115171@gmail.com
Do follow me on:
IG: instagram.com/propertykaki
FB: https://www.fb.com/propertykaki/
YouTube: https://bit.ly/Youtube_PropertyKaki
To find out what’s the estimated valuation of your existing house, try our SRX property tracker.
You will receive free sms update on a monthly basis.SRX property tracker: http://bit.ly/yt_proptrack Read More
you have to be included into the HDB's ownership under public scheme as both of you are married. Having said that, if you are below 55 years old, both of you will not be eligible to purchase a resale HDB due to the latest cooling measures as well.
Care to share more about your intention so I will be in a better position to advise and assist you further.
Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?
Best regards,
YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner
Contact:
Mobile: 91115171 (wa.me/6591115171)
Email: yt.tan91115171@gmail.com
Do follow me on:
IG: instagram.com/propertykaki
FB: https://www.fb.com/propertykaki/
YouTube: https://bit.ly/Youtube_PropertyKaki
To find out what’s the estimated valuation of your existing house, try our SRX property tracker.
You will receive free sms update on a monthly basis.SRX property tracker: http://bit.ly/yt_proptrack Read More
1