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We are PR couple, would like to buy a HDB resale flat at SGD 350K. May I know what is the total cash required? Also is Buyer stamp duty and additional buyer stamp duty can pay directly by cpf instead of cash?
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3 Answers

Hi,

Cash includes 5% of purchase price, agent commission, admin fees and COV if any. Typically stamp duties need to pay cash first then reimburse from cpf (if sufficient monies in OA). But there could be a workaround.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
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(Client's Testimonials)

-- HDB BTO 4rm Sellers Mr. Farvin & Ms. Sel --

Ivan was the first agent that we met up with and right from the offset we had good vibes as he has a friendly personal approach, detailed working style and focuses on building the long-term relationship.

Our unit comes with its challenges but Ivan remained positive and had no qualms committing to our plans right from the start. It took only 6 weeks of aggressive marketing for him to secure a good offer which was a pleasant surprise in the end.

Ivan was always responsive and we had no worries to pass him the house keys. The whole process was transparent and hassle free, and he was always thinking from our point of view on how to make life easier for the client. He is a committed professional and has fast execution, so we felt assured that things are done well and we can entrust the sale process entirely to him.

--- HDB Flat Upgraders Mr. & Mrs. Lee ---

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Thanks Ivan! :) Read More
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Evening,

The mortgage loan require 20% down payment where 5% must be paid in cash and balance 15% via CPF. This is provided you managed to obtain 80% loan.
ABSD of 5% is payable by cash and BSD and legal fee can be paid by CPF.
The age of the unit will also determine wherther you can get full loan or not. With a lot of unknown factors, it will be quite hard to provide you with the answer.

Do feel free to contact me should you require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi,
Beside the cash portion, have you got the IPA from bank? I can assist to compute the estimated bank loan amount for your purchase. Please drop me an email for me to assist you.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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