Hi,
Congratulation to your success in becoming SC.
Technical speaking the time count from when you place deposit for the OTP.
Your paper ID and Singapore passport should be dated before the OTP date to entitled to zero ABSD.
However, I would suggest you to appeal through your lawyer to see whether there could be leniency from HDB.
All the best!
Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
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