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Hi,

Thanks for your question.
As long as you purchased a HDB, there is MOP of 5 years that locks you in before you can sell. The time of the 5 years starts when you collect your keys. While private such as condo or landed you can sell anytime but why people sell after 3 years is because they would like to avoid the seller stamp duties. Let me know if you need more help.

Don Oei
Huttons | Associate Assistant Marketing Manager
CEA Reg No:R068596G
Mobile: +65 9797 8485  Read More

Dear sir/mdm,

Do you mean you are not taking a loan for this upcoming BTO that is likely to TOP in 2027? And you are not using CPF for this purchase? I am not so clear about your questions. To sell a HDB, you will be required to fulfill the 5 years minimum occupation period. As to have it fully paid off, I am not sure what you are implying.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Geryl Lim
Associate Group Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi, appreciate your sharing. It depends whether you have the minimum sum for CPF OA, if not have to sell 1st then able to purchase.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex Read More

Hi,

Do you mean that you will need to sell your current flat to finance for the new BTO flat?

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More