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89750 Results Found

Anonymous in Home Financing

asked on 14 Jun 2021

Hi Gurus, I will finish paying off my DCP (Debt Consolidation Plan) with Standard Chartered Bank within the next 2 months. Do i need to wait for some time before applying for bank home loan? Will the bank consider my past DCP as a bad record or...

0 • 2606 views 11 Answers

Anonymous in Home Financing

asked on 26 Jun 2021

Hi, does any know about non-concessionary loan?

0 • 2122 views 9 Answers

Anonymous in Home Financing

asked on 28 Jul 2021

What is the maximum loan tenure I can take if i’m already 62? Am I able to still take a loan? still working with an income. Looking at private property, probably looking to loan around 10-20% of the property value. No other financial...

0 • 989 views 4 Answers

Anonymous in Home Financing

asked on 27 Jun 2021

Hello. Is there a minimum income requirement to get a loan for EC? We own a 5 room HDB flat and my married daughter has got a 3 room DBSS . Previously we wanted to get a EC with attached studio unit, but we exceeded the total household income....

0 • 946 views 5 Answers

Jane in Home Financing

asked on 21 Jul 2021

If i already own a condo and subsequently want to add my spouse (0 property owned) name for joint ownership so that OA for both can be used, is there any tax to be paid?

0 • 824 views 3 Answers

Ryon Ton in Home Financing

asked on 14 Jul 2021

Hi, My partner (LTVP) and I (SC) are planning to buy a resale flat. May I know how does the calculation work for using OA to pay for the flat?
HLE allows me to borrow $200k, and I have $50K in my OA, does it mean that I can purchase a flat that's...

0 • 626 views 1 Answer

Mr. Leong Andrew in Home Financing

asked on 14 Jul 2021

I have a hdb with loan, intend to buy 2nd ppty. Shall I clear and pay down my hdb loan? Or take 2nd loan? What is the difference ?

0 • 478 views 4 Answers

Anonymous in Home Financing

asked on 19 Jun 2021

I currently own a condo unit (with existing bank loan) and am planning to sell it as it has reached MOP of 3 years. At the same time, I am intending to get married and buy a resale HDB with my partner, who currently does not own any property. If...

0 • 338 views 6 Answers

Anonymous in Home Financing

asked on 22 Jun 2021

Why is there still accrued if you have completely settled yr mortgage loan? I understand Accrued interest is the amount of interest that you would have earned if your CPF savings had not been withdrawn for housing. Thanks.

0 • 259 views 1 Answer

sns sns in Home Financing

asked on 1 Jul 2021

Hi I want to buy a resale house. I am a PR .My salary is $1800. My husband has been working for 6 years with Long term visit pass. His salary is $1500. Can we apply for home loan? We want $200000 can we apply?
my CPF $75000 saving.we can buy 3...

0 • 212 views 1 Answer

Anonymous in Home Financing

asked on 27 Jul 2021

Hi
1) Does bank loan for HDB needs incoming ceiling to be fulfilled as not working?
2) Does a single owner above age 55 not working eligible for bank loan to purchase
a hdb flat?
* If answer is yes, pls provide bankers contact for...

0 • 206 views 2 Answers

Mr. Has Gunawan H in Home Financing

asked on 26 Jun 2021

Hi, if anyone knows, if the agreed purchase price is higher than the valuation amt, this cash over valuation(cov), at which point do i make payment? Within OTP period? To the bank or hdb or the seller as part of the whole loan disbursement...

0 • 206 views 3 Answers

Anonymous in Home Financing

asked on 21 Jun 2021

Hi my son 37 yrs old, wish to buy a HDB resale flat. He is working overseas now. If he take HDB loan ， Is there a ceiling limit ?

0 • 124 views 3 Answers

JL in Home Financing

asked on 19 Jun 2021

Hi, my parents own a paid up private property, and if I am planning to buy over 1% of the property, other than LTV and TDSR restrictions, would the loan amount be 1% of the valuation? Or can it be higher than that? Plan is to cash out part of the...

0 • 121 views 2 Answers

Jules K. Yim in Home Financing

asked on 14 Jul 2021

If my income prices me out of using my CPF OA for a HDB loan for a HDB, and my only alternative is a bank loan, what are some of the cash outlays I have to look out for?

0 • 117 views 4 Answers

Anonymous in Home Financing

asked on 22 Jul 2021

How do I buy my first home with $30K pa variable income, $20K OA and $20K cash? My HLE failed too.

0 • 113 views

Ghaz in Home Financing

asked on 9 Jul 2021

Current first time owner of a 4 Room Resale flat, with loan from HDB.

If I were to switch from HDB loan to Bank loan now, would I be able to apply for HDB loan for my next house after selling my current house?

0 • 111 views 4 Answers

Anonymous in Home Financing

asked on 23 Jul 2021

I'm looking to upgrade my flat from a resale 3rm flat.
However both my spouse and cpf is empty as it was deducted to pay for my existing flat.

If I were to apply for bto, our cpf will not have sufficient money to pay for down-payment.
Any...

0 • 104 views 2 Answers

chua in Home Financing

asked on 14 Jul 2021

hi i had a question .after selling my hdb can i use all OA cpf to mortage my partner 3yr old private property.and any other fee or charge required

0 • 76 views 5 Answers

Anonymous in Home Financing

asked on 23 Jul 2021

Can't submit the ic for pre approved loan. may i know why?

0 • 67 views

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