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89758 Results Found

Double Chin in Home Financing

asked on 6 May 2010

I have CPF Ordinary Account of 200+K, special Account of 60+K, I am 42 now. If I wish to use my monthly CPF contributions, so that I don't have to pay cash for the loan. My monthly income is 7K.

What is the loan amount that I can get?
I am...

0 • 4555 views 7 Answers

Rin in Home Financing

asked on 8 May 2010

Hi Gurus, need some advice below.

1)How much deposit do i need to provide, if i am interested to a new private property launch during its private preview?

2)Understand that i am required to pay 20% of the property price while i can borrow...

0 • 3738 views 8 Answers

Catherine Pang in Home Financing

asked on 11 May 2010

For procedure of Home Loan from bank, must we obtain the Option To Purchase before going to bank to apply loan? OR can we require bank to give us a comfirmation on how much we can loan than we consider the flat type we can afford?

0 • 3010 views 11 Answers

Jen G in Home Financing

asked on 24 Apr 2010

I am using the "Housing Affordability Calculator" from CPF's website to estimate my housing loan based on my income and ability to service the loan. I want to understand it shows me Ordinary Account Savings and Cash. Is the Cash amount...

0 • 2960 views 11 Answers

Chew Winnie in Home Financing

asked on 3 May 2010

I understand that we need to set aside minimum sum of $117K before acquiring 2nd property, however we can pledge 50% under the HDB flat that we've fully paid. My Qns are :(1) How do we go about on the pledging the 50%? (2) As both husband and wife...

0 • 2938 views 9 Answers

Ernie in Home Financing

asked on 29 Apr 2010

Is the 80% bank loan to buy HDB resale flat based only on valuation or valuation+ COV ?

0 • 2607 views 9 Answers

Ross Hart in Home Financing

asked on 9 May 2010

I am male divorced. I have used a HDB loan for my 1st house (resale) without any grants.

I am looking to purchase a unit with the following ;
- CPF ; S$70K available
- Dont have lots of cash for COV
- Budget ; up to S%350K
- Malay
-...

0 • 2031 views 10 Answers

TAR TAR KO in Home Financing

asked on 2 May 2010

Hi Guru,

I would like to buy resale condo/Private apartment(1BR/2BR). I have 100k+ cash in hand. I still have 130K outstanding loan to settle for my current HDB flat which I am paying 1K per month.I want to buy condo without selling my HDB flat...

0 • 2029 views 11 Answers

Mohd Nizam Mohd Noor in Home Financing

asked on 1 May 2010

I'm a first time buyer..can i opt out for HDB housing loan instead of the bank in buying the resale flat thru the house agent..?

0 • 1498 views 9 Answers

jc in Home Financing

asked on 5 May 2010

Hi Gurus

I currently live in a fully paid up condo and am looking to buy a second private property for investment purpose. I need some advice on the price range I should look at based on these info : 41yo, single, OA ard $40k, cash on hand ard...

0 • 1319 views 7 Answers

Kim Ong in Home Financing

asked on 3 May 2010

hi, at the current market situation, the COV is high. If a buyer refuse or unable to fork out lot of cash, is there any other altnerative such as adjust the valuation of the flats ? can it be done ?

0 • 1155 views 11 Answers

Patrick in Home Financing

asked on 10 May 2010

Hello! I would like to know how many percentage of total loan is allowable for 2nd property purchase? 80% or 90%? Can I finance the loan from different back from the first one?

0 • 1016 views 5 Answers

Khin in Home Financing

asked on 11 May 2010

Hi there ! i m planning to buy a HDB resale flat as the first time.Should it be done housing loan application to bank prior we find a suitable flat or after?

0 • 964 views 11 Answers

Alina Maria coroian in Home Financing

asked on 4 May 2010

Hi, Just wanted to know if there are any banks or financial institutions helping buyers with the 20%down payment.
Thank you

0 • 903 views 4 Answers

Worried in Home Financing

asked on 1 May 2010

Hi Guru, im actually wanted to sell my house and buy another and ive checked my cpf statement thus not quite understand wjat it means.

Statement stated to refuned if i sell my property now is 39k.

Does this statment above means i need to...

0 • 894 views 1 Answer

TAR TAR KO in Home Financing

asked on 2 May 2010

Hi,

Buyer 1 is 36 yrs old and balances in OA& SA are S$2000 & 6100 respectively.buyer 2 is 43 and OA 3200 & SA 16700.Current HDB is paying by CPF. Prefer to buy 2BR condo/apt if possible. Don't know my budget is enough or not.

0 • 742 views

maran kumarasamy in Home Financing

asked on 24 Apr 2010

MY WIFE AND I ARE PLANNING TO BUY A 4RM FLAT AT CCK. I WOULK LIKE TO ASK COV ABOVE THE VALUATION PRICE, IS IT PAYABLE BY CASH OR CPF? CAN ANYONE HELP? I WOULD LIKT TO BUY A FLAT AT VALUE OR LOW COV.

0 • 741 views

Peter Wee in Home Financing

asked on 23 May 2010

Someone told me that Prudential offers the lowest rates for joint life mortage insurance.

Is this true? And which company is reportedly offering a better rate?

0 • 737 views

nashirah rahim in Home Financing

asked on 25 Apr 2010

property wanted! but still confused to take bank loan or not, as hdb loan granted is unsufficient for me to buy a 4 room flat.

0 • 708 views

investorist in Home Financing

asked on 16 May 2010

does banks still provide interest only loans?

0 • 703 views

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