Hi Jess,
To ensure your home search goes smooth, do observe the following criteria:
(1) There must be couple applying to purchase; husband & wife under either public scheme or fiance/fiancee scheme.
(2) Both has to meet the minimum residence status of 3 years.
(3) Both has to be above 21 yrs old.
(4) Under fiance/fiancee scheme, has to submit marriage cert within 3 months upon sales completion.
(5) Not owning any property local or overseas.
Others:
(A) You can only loan from banks, no HDB loan is eligible.
(B) You have to obtain an IPA from banks to get your budget right, this is a must before your search.
(C) Do you financial calculation carefully before any search, this is to minimize disappointment.
(D) Do note that you are also subjected to ABSD.
Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
All the best to your home search!!!
Best regards
Ling CK
90110636
ling.ck7@gmail.com
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