Hi,
1) I do understand the frustration you are having that you have to pay someone to evaluate your house and pay IRAS stamp duty just because you wished to help your wife to pay off the outstanding loan.
2) Although your case was not included under the change in flat ownership (Not through a sale) but you may try to appeal to the HDB.
3) The guide on (2) is as follow:
https://www.hdb.gov.sg/cs/infoweb/residential/living-in-an-hdb-flat/changing-owners-occupiers/change-in-ownership/change-in-flat-ownership/guide-on-transfer
4) But you will still have to bear the valuation fee, legal fee, and IRAS stamp duty.
5) You may submit your appeal over this link:
https://services2.hdb.gov.sg/webapp/BF12AWFeedback/BF12SFrontController?service=ServiceFeedback&operation=createFeedback
Hope the above answer your main concerns, but if there are more query, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
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