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Hi Mr. Wong,

Unfortunately no, for married couple they are considered one entity, hence have to purchase the resale hdb in joint names as a family nucleus. They are also required to sell off the private property after purchasing the hdb.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
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(Client's Testimonials)

-- HDB BTO 4rm Sellers Mr. Farvin & Ms. Sel --

Ivan was the first agent that we met up with and right from the offset we had good vibes as he has a friendly personal approach, detailed working style and focuses on building the long-term relationship.

Our unit comes with its challenges but Ivan remained positive and had no qualms committing to our plans right from the start. It took only 6 weeks of aggressive marketing for him to secure a good offer which was a pleasant surprise in the end.

Ivan was always responsive and we had no worries to pass him the house keys. The whole process was transparent and hassle free, and he was always thinking from our point of view on how to make life easier for the client. He is a committed professional and has fast execution, so we felt assured that things are done well and we can entrust the sale process entirely to him.

--- HDB Flat Upgraders Mr. & Mrs. Lee ---

We decided to engage Ivan as our agent as we were impressed with how he answered the enquiries on property guru website.

He has helped us to find our ideal unit and also sold our current unit. He was very patient and never pushy when we were looking for our ideal unit. He would tell us that it is always important to find a unit that we really liked.

When it comes to selling of our unit, he was always prompt in arranging for viewings and he also tried his best to arrange and consolidate the viewings due to our time constraints. He is a reliable and prompt agent and is always willing to clarify any concerns and questions that we have.

Thanks Ivan! :)

--- HDB Flat Sellers Mr. Hayum and Ms. Azizah ---

Ivan has justified our faith in appointing him as our Exclusive Agent. He transacted our unit at 620k, above valuation & highest price ever achieved for our block, within 2 months.

In a slow market, you need a proactive & committed agent who puts the extra effort. Besides advertising in papers & online intensively, he also had personally distributed flyers & spoke to potential buyers in neighboring blocks to increase exposure. Every week there were viewings & feedback.

He actually secured 2 attractive offers but assessed that the 2nd one will be a more smooth transaction. We're glad to have proceeded with his advice for a successful completion. Throughout he was professional and responsive. We wish him a great career and will be happy to recommend his services Read More

Hi Ken,

Yes, you can purchase the EM under one name. However, under HDB rules, the other name will still be needed as an "essential occupier" to form a family nucleus.

Also, do take note that the "essential occupier" is also bounded by the 5-year MOP period, and is not allowed to purchase a private residential property under his/her name during this period.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Afternoon,

Either one of you must be SC or both of you must be SPR for more than 3 years before you are eligible for purchase on resale HDB unit. If one of you are SC and the spouse is SPR or SC, one of you can be owner but the other must be essential occupier. If both of you are SPR, then both of you must be owners of the EM. As for the financing on your purchase, you have to settle the down payment first and clear off the balance with the fund from your condo.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Ken

Sole ownership is allowed. But you need to form a family nucleus ie. you and your wife.

Husband and wife is considered as a single entity which means both must not own private properties.

You may write to gavin.ng@oranngetee.com for further enquiry.

Regards

Gavinn Read More

Hi there !

Thank you for your query!
Such ownership is allowed however , you will need to form a family nucleus with your spouse for HDB purchase.
In such sell buy transactions, it it essential you look into engaging an agent whom skills and knowledge you are confident in and whose working style you are comfortable with. Perhaps we could meet for an in obligatory discuss for me to shed some insights on the market , provide some recent transaction caveats and sales / purchase report for your understanding , share more on the marketing strategies and techniques for your unit as well as compute your financial sums and establish your financial timeline. All these aspects would give you a fundamental understanding of the transaction. I have transacted many of such deals with my clients and the most high profile one was when I sold a EM at a record price in Bishan which was published in the Chinese Newspaper (article available upon request). I have been an agent for years and am one of ERA Top Achievers till date and hope to value add your portfolio as I have for hundreds of my clients over time, of which testimonials can be seen on my website.

Hope to hear from you ! Do view my awards , accolades and testimonials @ www.kumarrai.com . Thank you!

D Kumar
ERA Assistant Division Director
 +65 96659926 
ERA TOP ACHIEVERS 2014-2016
ERA MULTI MILLION CLUB
ERA ASIA PACIFIC WINNER 2014-2016 Read More

Hi Ken,

I assume you have the answer by now, however, to add on, both parties must observe the 5 years MOP for resale HDB in such case, where both are not eligible to purchase private residential properties within the 5 years period from owning the HDB.

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

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My self introductory video on https://youtu.be/6UfrCOCB6Mg

Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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Hi Ken,

You will be allowed to buy under one name, however, the other party will need to be an "essential occupier", not an owner but is required to form a family nucleus for HDB purchase.

"Essential Occupier" has to observed the 5 years Minimum Occupation Period which he or she is not allowed to buy another residential property. However, after 5 years, he or she will not need to pay an Additional Buyer Stamp Duty (ABSD) when buying a residential property as he or she is effectively owning 0 count of property.

I hope I managed to clarify your doubts! Please feel free to contact me if you need further assistance!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2016)
“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”

Mr and Mrs Chan (Sold and Bought a property through Nick) Read More