Asked by Mr. Daniel F
My wife and I are looking to buy our 1st home (resale HDB).
My wife (Singaporean citizen) has a job that does not contribute to CPF
I (Singapore PR) am self employed and also have not contributed to CPF
We have no savings in CPF (but we do have our own savings). We also have no documentary proof of income so far. We earn 4K on average a month and have loan repayments of less than 500 a month.
We would like to know
1. Do we have to pay ABSD 5%?
2. What grants are we eligible for
3. What can we do start preparing now to purchase next year (e.g. proof of income documents)
My wife (Singaporean citizen) has a job that does not contribute to CPF
I (Singapore PR) am self employed and also have not contributed to CPF
We have no savings in CPF (but we do have our own savings). We also have no documentary proof of income so far. We earn 4K on average a month and have loan repayments of less than 500 a month.
We would like to know
1. Do we have to pay ABSD 5%?
2. What grants are we eligible for
3. What can we do start preparing now to purchase next year (e.g. proof of income documents)
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