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Hi JM,

I'm sad to say you are not allowed to purchase a HDB flat without putting your wife name. This rule not only applicable to PR, but also to Citizen. Moreover, if you have a HDB, you have to fullfill 5 years Minimum Occupation Period before buying any private property. I hope this helps to clarify :) Read More

Evening JM,

For PR, you must be married to be eligible to purchase HDB resale unit. Being married, HDB regards both of you as one, hence both of you have to be the owners.
Along with current ruling, both of you are eligible to purchase private property after the MOP, which would be 5 years from collection of key.

FYI
Mike Lim
 96929209 
ERA Read More

The S&P process needs careful and confident planning in financial, timeline and checklist especially HDB, CPF, bank and lawyer etc. Recently my client 'suddenly' bought a dream condo while 'holding on' to a HDB flat. They needed the extra 'funds' for the condo. Hence, after a series of planning, discussion and deliberation, they finally decided to sell their HDB unit. Engage an agent if you expect a consistent S&P process. The stress relief effort is enormous and the commission is insignificant. Check this site: www.catherinepang.com Read More