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Good afternoon,

There wont be as much housing grants for BTO compared to resale flats as BTO are heavily subsidised.

If your combined ceiling is up to $14k, both of you are eligible to buy up to 5rm flat.

https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility/couples-and-families

If combined income is up to $9k, you will be eligible for enhanced housing grants (EHG)

You can apply for HFE to check your eligibility for grants as well.

Hope my sharing aids in your property needs. Do contact me if you need any assistance.

Best regards,

YT Tan
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Hi Sir/Mdm,

For BTO flats, you are only eligible for the Enhanced CPF Housing Grant if your household income is less than $9,000. If you were to purchase a resale flat, then you will be eligible for the first timer grant of up to $80,000 if you are buying a 4 room or smaller flat.

Please feel free to contact me so that I can understand your situation better and provide you with further assistance.

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Susana (Buyer) Read More

BTO itself is a grant therefore there is no additional grants, other than enhanced CPF housing grant if you meet the eligibility criteria for household income. If you decide to go for another resale unit, you will then be eligible for the various housing grants like 1st timer and etc. Read More

Hi, appreciate your sharing. I propose to do the HFE using singpass to check out what grants you have left.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex Read More

Hi,

The Grants you're entitled for is subjected to your combined household income, and if you're staying with, or near either of your parents. These Grants include CPF Housing Grant, Enhanced CPF Housing Grant and Proximity Housing Grant.

You will be able to have a clearer picture when you apply for your HFE.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
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PropNex Realty Read More

Hi

For BTO, its not a lot of grants because the price is already considered subsidized. If the monthly income is less than $9k, you may still be eligible for Enhanced Housing Grant, provided you are in continuous employment for 12 months.

For resale, you can be eligible for up to $80k for first timer grants if getting a 4-room size and below, regardless of location. And another proximity housing grant of $20k if buying near parents. And also the aforementioned EHG if income is $9k below. However you will be paying market value of the resale flat.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

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My Answer with regards to your Question:

BTO flats typically receive less housing grants compared to resale flats due to heavy subsidies.

Couples with a combined income ceiling of up to $14,000 are eligible to purchase up to a 5-room flat.

If the combined income is up to $9,000, they may qualify for the Enhanced Housing Grants (EHG).

Applicants can apply for HDB Flat Eligibility (HFE) to assess their eligibility for grants.

This information aims to assist with property needs.

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Hi,

1) The only grants available for BTO are EHG & Step-up CPF Housing Grant.
2) The eligibility conditions for the grants are as illustrated on the web:
https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility/couples-and-families/enhanced-cpf-housing-grant-families
https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility/couples-and-families/step-up-cpf-housing-grant-families

3) One of the eligibility conditions is the household income not to exceed $14k for a family nucleus.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
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Best regards
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https://www.facebook.com/Homesellerbuyer Read More