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Hi,

Please call me for a non-obligation discussion and we can work out the calculation on the selling and buying of HDB flat.

Alvin Tang
H/P: 8383-5277 
CEA Regn No.: R027273Z Read More

Hi Cypressblue,

We need to sit down and do a detailed calculation to see whether it makes monetary sense to downgrade.

Appreciate you can contact me at 98628691  to discuss.

Thanks.
Ander Ang
DTZ Read More

Hi,

It will be better to meet up and discuss.

Do feel free to contact me.

Thank you.

Angela Chua
OrangeTee.com Pte Ltd
CEA Reg No: R007702C
H/P: 9323 3330  Read More

Afternoon,

When you talked about worthiness, you are referring to monies issue or downsizing and change of environment?

If you are looking at financial aspect, downgrading would likely provide you with some ready cash at hand, depending on where you are moving to. As for the emotional aspect, I might not be able to comment much.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
ERA Read More

Hi cypressblue,

Thanks for posting in PropertyGuru and I'm sorry to hear about the divorce issue.

When you mentioned whether is it worth it to downgrade, can I assume that you are talking about the monetary part of it as you mentioned in the last part that you only need to pay for SP services and conservancy charges.

It really depends on the motivation behind this move of downgrading. If today you sell your 4 room and downgrade to 3 room as you find that 3 room is already enough for your family and the money is more than enough to pay off the 3 room flat in full, then why not? You might end up with a fully paid off 3 room flat and with some cash proceeds in hand and you will only still need to pay for just the SP services and the conservanvy charges, assuming you buy back another flat in the same area.

There are many possibilities in your scenario and like I mentioned, the reason behind the move also makes a difference. Maybe we can meet up for a non obligatory discussion and we can discuss this in further details and we can assess the situation in more angles so that your mum and yourself can make a more informed decision.

I have served many buyers and sellers and most of them are my friends now. Some of them have even left testimonials for me and you may read them on my website. I was also being nominated for SAEA Best Client Service Award. I have given my best service to them and I am sure I can do the same for you and your mum too. Thanks.

Looking forward to hear from you soon.

Best Regards,

Jeffrey Heng
Senior Team Director
ERA Realty Network Pte Ltd
Property Navigators (The #1 Team in ERA for 2009 and 2011)

Mobile : 9858 1322 
Email : hengjeffrey@gmail.com
Web : www.jeffreyheng.com Read More

Dear Cypressblue,

Sorry to hear on the divorce.

Regarding your mother’s proposal to downgrade from a 4-room to 3-room, this may be a good depending on your family’s housing requirements. We hope we can assist you & your mother. Hence, can we propose that we can have a chat on the phone followed by a meet up to discuss further to understand you and your mother’s housing?

We have previously successfully assisted many of our clients in upgrading and downgrading of their HDB flats.

Alternatively, you can give us a ring at 9436 5945  or email me at dj_property@yahoo.com.sg
Thanks and Regards,
Joey
***********************************************
Dear Sellers, Landlords, Buyers & Tenants,
If you or your friends need assistance for buying selling or renting of property, pl feel free to contact us, we'll be happy to assist with a non obligatory discussion.

Thank you
Your Registered Real Estate Sales Persons
Ong Joey 王祖鸸 [CES, BBM (SMU)]
CEA Sales Person Reg No: R011492A
Propnex Realty Pte Ltd
Handphone :(+65) 9436 5945 
Email : dj_property@yahoo.com.sg
View our Listings in: www.98197201.com
Blogsite: www.dj-property.blogspot.com
Website: www.dj-property.com Read More

Hi cypressblue,

I am sorry to hear about the divorce of your parents. In order to better advise you for your enquiry, may I know if the final documentations have been completed for sales procedures to commence?

Downgrading has its fair share of positives and negatives. Positive includes generating sales proceeds, which you may free up the cash for some other better value add usage. The main downside is if the occupant is used to the reduced in liveable space after staying in a bigger space for sometime, as well as if you are able to secure the purchase at a right price since we are always talking about supply and demand issue. If 3 room flats are few in numbers for the estate you are looking at, selling price are usually at a premium due to a shortage of supply.

I need to understand your situation better before being able to advise better.

Regards,

Geryl LIM
Senior District Manager/Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
ECG Property Pte Ltd (L3009759F)
Dynamic Alliance Group @ www.DAG.com.sg
ECG Landed Dynamic Alliance (Home of *7772 Hotline) - We Sold More Than 100 Landed Homes

**Aspiring to be your preferred partner in real estate** Read More