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My mum and dad co owned a fully paid 5 rm HDB. As I am currently not 35 yet but I am considering to get an EC with my mum. Am I able to remove my mum's name from the HDB to purchase the EC with me and would we have to pay the additional stamp in the process? Thanks in advance.
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5 Answers

Hi,

Unfortunately no, you have to purchase the EC with both your parents names to form the family nucleus and they have to dispose the hdb.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/clientreviews/
(Client's Testimonials) Read More
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Robbie Chen Chee Howe
Hi,

I regret to inform you that this is not possible. If you want to get an EC with your parents, they will need to fulfill the 5-year MOP for their HDB, and also sell off their HDB latest 6 months upon TOP of the EC.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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Hi,

Sorry to inform you that you are not eligible to purchase the EC unless with both your parents names to form under family nucleus and they will need to dispose the current 5rm HDB flat.

May I have more information so that could assist better and add on value to your housing plan?

Should you have any queries, feel free to contact me at my mobile no. I would gladly be of a service to you.
Good day ahead!

Shawn Yim
CEA Reg. No: R049796J
Propnex Realty Pte Ltd
HP: 9695 4627 
Email: sean_5832@yahoo.com Read More
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Good morning,

As both your parents are still alive, you cannot remove the ownership status as intended. You can however look at purchase or resale EC alone. This would avoid payment of ABSD.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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