Congratulations on your growing family! The Third Child Priority Scheme (TCPS) is indeed available for families with three or more children, regardless of whether you are first-time applicants or not. Under TCPS, eligible families are given priority in BTO flat selection.
In addition to TCPS, you mentioned that you can also apply under the Married Child Priority Scheme (MCPS) due to your in-laws residing within 4km of the desired project.
Here are some factors to consider when deciding which scheme to apply under:
Priority Eligibility: Since you have three children, you qualify for TCPS, which provides priority for families with three or more children. This scheme might give you a higher chance of securing a flat compared to MCPS.
Location Preference: Evaluate your preference for location and proximity to amenities, schools, and transportation. If the desired project under MCPS meets your needs and preferences better, it might be worth considering applying under MCPS.
Competition and Availability: Research the demand and availability of flats under both schemes in your desired location. Some areas may have higher demand or limited availability under specific schemes, affecting your chances of success.
Consultation: Consider seeking advice from HDB or a housing consultant who can provide insights into the application process, scheme eligibility, and current market conditions. They can help you make an informed decision based on your specific circumstances.
Ultimately, weigh the pros and cons of each scheme based on your family's needs, preferences, and priorities. Apply under the scheme that aligns best with your situation and offers the greatest likelihood of success in securing a suitable 5-room BTO flat for your growing family.
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