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Hi,

If you take a HDB Loan, both your CPF will be wiped out. If you want to dictate the amount to be paid, you can go for a bank loan instead.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Good morning,

If you are more concern about the share of contribution, you might want to proceed with the purchase using bank loan. However, if you insist on using HDB loan, there is anther possible alternative.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA

Looking for an experienced agent with knowledge on sales and purchase of residential property in Singapore?
With more than 10 years experience on all S&P cases, along with knowledge related to:

1) Mental Capacity Act
2) Long Lasting Power of Attorney
3) Esate Planning and Distirbution
4) Divorce
5) Bankruptcy
6) Purchase of HDB after Retirement Age

You can be sure that your concern and doubt will be cleared. This would allow you to move forward in one of your life's most rewarding decision with ease of mind. Read More

Hi,

There are basically 3 types of property ownership:
(1) Joint-Tenancy
(2) Tenancy-in-Common
(3) Sole ownership

For your case and concern, you should opt for (2), which can specify the percentage of each own for a start.
After that, both of you have to decide how much contribution for monthly instalment each has to contribute in order to be fair to the percentage own in the same property.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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