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My fiance and I are currently looking around for a house. However, I am not really sure how do we know what type of houses can we afford with the amount of income we earn every month. Can someone please advise me. Or how do we calculate how much we have to pay (using CPF) or top-up cash. Thank you.
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2 Answers

William Koh
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Hi Nurshiran,

Are you looking for HDB Flat or Private Property (such as Condo)?

If you are looking for Condo, I can get my personal banker to contact you to advise you on the financial issue.

If HDB Flat, you must be Singapore Citizen/Singapore Permanent Resident.

Singapore Citizen --> If both of your gross monthly household income not exceeding $8,000, you can apply the HDB Loan via HDB website (https://services2.hdb.gov.sg/webapp/BP27LEASHLE/BP27Main/BP27PApp.jsp). If exceed $8,000, I may get the banker to contact you.

SPR --> Bank Loan, I may get my personal banker to contact you.

Thanks & Regards,
William Koh
 9027 1972 
willkck@gmail.com
www.GuruSg.com
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Ken Tan
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