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Good morning,

It is possible for your spouse to purchase resale HDB unit under his name, with you as essential occupier. However, both of you are required to fulfill the 5 years MOP before any of you are eligible to purchase the next property.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,

Yes its possible to put 1 as the owner, and the other as the essential occupier. Do note both parties still have to fulfil the MOP of 5 years before they can purchase another residential property.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
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(Client's Testimonials) Read More

Good Morning,

Yes it is possible to just put your husband name for this HDB resale purchase. However, you got to be mindful of the following:
- Housing Grant
- Loan Valuation
- Income Ceiling
- Both of you will be consider as first timers in this purchase.

Feel free to contact me for further information.

Jerry Loh
 8308 9000 
ERA
www.investwithjerry.com Read More

Hi Ms,

Yes it is possible. However, do take note that as an essential occupier, you will not be able to use your CPF funds to contribute to the loan of the HDB flat.

Also, both of you will be liable to serve a 5-year MOP before you can purchase a private residential property.

I believe you have faith in the Singapore property market in the long term, hence you're considering this option of having a second property.

But, have both of you sit down and work out all the possible options available to you in the current market? Is purchasing a HDB resale flat now really the best option to you?

Please allow me to assess and share with you what are your available options today. You can contact me, and I can always meet up for a non-obligatory discussion with you and your husband.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Good morning,

Yes it's okay to purchase in that arrangement with your husband as applicant while you as essential occupier.

But do take note you will have to observe the 5 years minimum occupation period as well before you are eligible to purchase a private property and you wont be able to utilise your CPF OA funds in this purchase.

Care to share why do you intend to purchase a resale flat?

Will you hear me out if I have another options for you?

- One of well-earned Star Performers under the category of Top Private Property Transactors in Jan 2017-

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
R043025D
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com
(FB): www.facebook.com/yttanassetprogessor

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