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Good morning Miss,

I am sorry to hear about the sudden passing of your father in law.

Afraid to inform you that because you and your hubby are married and considered as a single entity. If you want to buy a resale HDB, you have to include hubby's name into the purchase unless otherwise.

Care to share why do you guys have the intention to sell and buy HDB?

Have you consider to purchase a private property instead?

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
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Good morning,

My dear condolences on the loss of your loved one, I hope your family is managing well.

Afraid to inform that as both you and your husband is considered one married entity family nucleus, HDB will require both you and your name to be included when it comes to purchasing the next HDB. It may also be possible to just buy under your sole mother's name, provided her finances are equipped enough to do so.

May I know any particular reason to get the resale HDB? To be nearer either parent?

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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-- HDB Toa Payoh 5-RM Sellers of Million-Dollar HDB, Mr. & Mrs Leong

We were fortunate to have met Ivan Ng. He was thorough in going through what the complicated home-selling process required of us and more so in understanding what we would like to achieve from the sale of our unit. His responsiveness and assurance, was a trait that we really appreciate. We managed to secure a sale that exceeded our expectation with Ivan’s advises. The offered price for our unit was a record set for the flats in the neighborhood. This was definitely supported by the fact that Ivan’s listing of our unit was detailed and stood out from other listings. Because of this, we also engaged Ivan's service to help us search and buy our new resale home. After some searches and viewings, we managed to secure one at a reasonable price with his help. With Ivan’s cheery and positive demeanour, selling our unit to procuring a new one, was a smooth journey for us. It was a pleasure to have worked with him.

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I would like to express my appreciation to Ivan Ng for his excellent work. Ivan is a dedicated, client-focused, patient and sincere agent. Throughout the whole process of selling and looking for our next property, he has always acted very professionally that makes my wife and I feel at ease and assured. Ivan is not a pushy and hard sales agent. Ivan listens and understands our needs and carefully guided us through. We are fortunate to have Ivan as our agent. Thank you Ivan.

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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, I am sorry to inform you that it cannot be done in your case cos you are of a married status and so if you are purchasing the next resale HDB flat, then your husband name would have to be included.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Mdm,

As a married couple, when you purchase a HDB flat, you will need to include your spouse's name either as one of the owners or as an essential occupier. In this case, it is not possible for you to purchase a resale HDB with your mum without including your husband. However, it is possible for your mum to purchase a HDB under a single name.

Please feel free to contact me so that I can understand your requirements and assist you further.

Regards,
Nick Tan
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I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
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Susana (Buyer) Read More

Hi Mdm,

My deepest condolences to you and your family on the passing of your beloved Father-in-Law.

Yes, you will be able to purchase the resale HDB flat with your Mother-in-Law as co-owners. However, do take note that your Husband will also need to be included as the essential occupier of the flat, as the both of you form a valid family nucleus.

As the essential occupier, he will be require to dispose off the inherited private property latest within 6 months of the HDB flat purchase. Afterwhich, all owners and occupiers will have to fulfill a 5-year MOP before being able to purchase another residential property.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi,

1) You and your husband are considered as a single entity under the eye of the HDB.
2) Your name cannot be used separately for any HDB flat purchase.
3) By buying a resale HDB at this moment, your husband will have let go of his inherited private property as well.
4) Thus you might have to go through the different options available to decide what to do from now.
(a) Sell away the private property and current HDB flat and buy a resale HDB flat.
(b) Sell away the private property and buy another private property for passive income which incurred ABSD.
(c) Sell away both the private property and current HDB and buy a private property without incurring ABSD. This private property can be a resale or new launch.
(d) Let your mother stay on the private property and forgot the passive income.
(e) Maintain the status quo and enjoy the passive income generated by private property.

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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