11 Answers

YT Tan (陈永达)
Good morning,

Sorry to inform you that you are only eligible to apply HFE on or after both of you are SPR for at least 3 years.

Only with valid HFE, you are eligible to commit to a purchase. House hunting can start 2 weeks prior to your HFE application.

Hope my sharing aids in your property needs. Do contact me if you need any assistance.

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!

Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

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  • AY
    Hi, my husband got back his PR status back with the same Ic number. I was PR for more than 10 years. Does he still need 3 years to buy resale?
Morning.

You can only start applying HFE letter after both of you turn SPR 3 years status each individually. The HFE letters takes approx 1 month to process. You can start looking around for units but can only do OTP after HFE letter is out. SPR couple can only take bank loan, and there is an ABSD of 5% to take note on top of BSD of approx 3%.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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2
Hi,
You can only apply for HFE once you have fulfilled 3 years each and start the process after.
For more discussion & to explore more opportunitie, text me on 94513474  .
Regards
Don Sidhu
SRI Read More
1
Hi, you can only start applying for HFE after you have fulfilled the minimum period of 3years as a SPR.

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
 97396040 
landonchew@email.com Read More
1
Hi,

1) Under the current policy, you can only get viewings after you have an approved HFE.
2) Thus you have to apply for the HFE after your 3 years wait-out period is up.
3) You can only start your viewing process after receiving the approved HFE.
4) You can only study and understand the HDB market now to determine which estates, levels, types, etc according to your budget.
5) You may list out the wants and don't. This will be a great help in your home search.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
https://www.linkedin.com/in/ckling/

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2
Hi, appreciate your sharing. Able to guide and share with you in advance. Only can do HFE once done with 3years.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
0
You may apply for HFE only after fulfilling 3 years as SPR.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Senior Division Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
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My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

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1
Tan Pei Cheng (Pei)
Hi
Both of u must wait at least 3 years.
would be glad to assist you.
Feel free to contact me at wa.me/6597100155 .
Hope to hear from you soon.
Pei
Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd

https://linktr.ee/peiproperty
https://r011838b.propnex.net Read More
1
HI,

You can only apply once it reaches 3 years:)

This platform does not allow me to contact you directly so kindly contact me at
https://wa.me/6597261112 I would be glad to assist you further
Thank you and best regards,
Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by
your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several
agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling
the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole
dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a
trustworthy, honest, sincere and hardworking agent. We are happy with her service and would
gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation
should value her. Thank you Jenny for her efforts--
Mr and Mrs Soo (HDB seller)

--Jenny is very committed and responsive to her clients and she has spent hours updating them and
looking out for great deals and even tailor-made property proposal geared towards their needs. Will
certainly refer her to others and will definitely approach her again in her future--
Nick and Kim (New launch buyer)

--Jenny did a great job helping my wife and I sell our unit. She took active steps to walk our
neighbourhood to understand what she was marketing. During the marketing period, she managed
potential buyers and provided timely updates and recommendations so we could stay on top of the
process. Overall, Jenny was professional and helped us to achieve a positive result which we are very
thankful for--
Aaron ( HDB seller)

--Jenny was very passionate and went the extra miles to help. Thanks to her professional advice and
recommendations, I had finally found my dream home--
Yvonne (New launch buyer)

--Appreciate Jenny's clear and prompt communication style with us and other stakeholders. She was
also patient and client-centered throughout the process of finding a home that met our criteria. As a
first-time home buyer, we appreciate how she went out of her way to explain the process and
answer questions we had--
Samantha (Resale condo buyer) Read More
0
You can only apply for a HDB Loan Eligibility (HFE) after both of you have been Singapore Permanent Residents (SPR) for at least 3 years.
A valid HFE is required before committing to a purchase.
You can start searching for houses 2 weeks before applying for HFE.
The processing time for HFE letters is approximately 1 month.
You can begin viewing units but can only exercise the Option to Purchase (OTP) after receiving the HFE letter.
SPR couples can only opt for bank loans and should note an Additional Buyer's Stamp Duty (ABSD) of 5% on top of the Buyer's Stamp Duty (BSD) of around 3%.
For better recommendations, I'd need more information and details about your housing plans.
IF you Need Further Help--->> like : Renting / Selling / Buying or Investing Read More
1
You can only apply for a HDB Loan Eligibility (HFE) after both of you have been Singapore Permanent Residents (SPR) for at least 3 years.
A valid HFE is required before committing to a purchase.
You can start searching for houses 2 weeks before applying for HFE.
The processing time for HFE letters is approximately 1 month.
You can begin viewing units but can only exercise the Option to Purchase (OTP) after receiving the HFE letter.
SPR couples can only opt for bank loans and should note an Additional Buyer's Stamp Duty (ABSD) of 5% on top of the Buyer's Stamp Duty (BSD) of around 3%.
For better recommendations, I'd need more information and details about your housing plans.
IF you Need Further Help--->> like : Renting / Selling / Buying or Investing Read More
1