5 Answers

askguru expert
Hi there, thanks for writing to us on AskGuru.

Congratulations on receiving your citizenship!

Unfortunately, your wife will have to dispose of her overseas property before or within 6 months of your resale flat purchase, even if she is just an occupier.

Hope this answers your question.

Best Regards,

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YT Tan (陈永达)
Good afternoon d,

both of you are married and you understand that to form a family nucleus, both names need to be included thus you probably thinking of you as owner while she is as essential occupier.

I am afraid to inform you that as long as she is included in the purchase, she will have to adhere to the same restrictions as you. She will have to dispose off overseas property within 6 months from resale completion date.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
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Ivan Ng
Hi,

Unfortunately yes, both buyers and essential occupiers are required to sell off all local and overseas properties within 6 months of getting the resale HDB.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
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Robbie Chen Chee Howe
Hi Sir,

Yes, your Wife will be required to dispose off her overseas property, regardless whether she's a co-owner or an essential occupier.

Also, both owners and occupiers will need to fulfill the 5-year MOP.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
9748 6305
PropNex Realty Read More

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Ling CK
Hi,

1) When comes to buy HDB flats, it is very clear that all owners and occupiers have to dispose of their private residential property (local and overseas).
2) You can be a single borrower for the flat, but you must be one of the owners of the flat or the sole owner of the flat.
3) Since both of you are SC, there is no issue for her to remain as an occupier, and you be the sole owner.
4) When you are married, your spouse will automatically be the essential occupier and must observe the 5 yrs MOP.

5) Your wife has to sell her overseas residential property within 6 months upon key collection. If you have a special reason why she is unable to do it, you may put up an appeal to the HDB for consideration.
https://services2.hdb.gov.sg/webapp/BF12AWFeedback/BF12SFrontController?service=ServiceFeedback&operation=createFeedback

6) All appeals are deal with on a case-by-case basis, thus no historical case can be referred to.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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