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Only CPF monies used for the HDB will be refunded into your CPF account including accrued interest, therefore if your RA has not met the minimum sum, any monies returning to your CPF account from the sale will then be moved into your RA. If you are intending to use these funds for your next home purchase, you will need to get the approval of CPF before you make any home purchase or sale. Read More

Hi,

The CPF utilized + accrued interest you have used for the property will be refunded to your individual CPF OA account upon the sale.

If the full retirement sum is not met, the CPF refunded will go towards topping up to meet the FRS.

If you have intention to use the refunded CPF OA for housing again, suggest to write in to appeal to apply first before making any next move.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

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-- HDB Jurong West 5-RM Sellers, Exec Apartment Purchasers, Lenz & Michelle --

We would like to thank you for ensuring a smooth and well-explained process throughout the whole selling and buying of our property. We got to know you thru Property Guru, where we are scouting for condo around West area. We remember that we are quite tight in our budget in purchasing the condo unit,but you are still very willingly explaining and calculating our financial liabilities. You are always having your smiles whenever we met for discussion.

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-- HDB Toa Payoh 5-RM Sellers of Million-Dollar HDB, Mr. & Mrs Leong

We were fortunate to have met Ivan Ng. He was thorough in going through what the complicated home-selling process required of us and more so in understanding what we would like to achieve from the sale of our unit. His responsiveness and assurance, was a trait that we really appreciate. We managed to secure a sale that exceeded our expectation with Ivan’s advises. The offered price for our unit was a record set for the flats in the neighborhood. This was definitely supported by the fact that Ivan’s listing of our unit was detailed and stood out from other listings. Because of this, we also engaged Ivan's service to help us search and buy our new resale home. After some searches and viewings, we managed to secure one at a reasonable price with his help. With Ivan’s cheery and positive demeanour, selling our unit to procuring a new one, was a smooth journey for us. It was a pleasure to have worked with him. Read More

When you sell your property, the CPF Board will refund the CPF savings you used, including the principal amount and accrued interest1
. If you're 55 or older, the refund will be used to top up your Retirement Account (RA) to the Full Retirement Sum (FRS), ensuring you get higher monthly payouts during retirement1
.
Does this help clarify things for you?

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Hi, appreciate your sharing. CPF OA funds used will be refunded together with CPF interest require 2 weeks after sale completion. For more, please check with CPF board.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More