3 Answers


I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, in your case you could only invest in the next private property only upon the MOP of the current HDB flat.

Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

1) Decoupling in an HDB flat is not allowed which took effect in April 2016, i.e. change from 2 owners to 1 owner.
2) If you intend to take advantage of property appreciation to strengthen your retirement fund. It is advisable to move toward upgrading to an EC.
3) Once EC MOP, you will be able to do decoupling and invest further if time/financially is still on your side.

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK

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Robbie Chen Chee Howe
Hi Sir,

I regret to inform you that this is no longer possible for HDB flats. Decoupling is only possible for private properties.

If both you and your wife are both working and drawing a good income, you may wish to explore the option of selling your HDB flat and upgrading to a private condo, purchased under 1 name. The other party will have the option to purchase an investment property in the near future too.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More