5 Answers

askguru expert
Hi Mr J C, thanks for writing to us on AskGuru.

A single PR can buy a resale EC or an HDB flat subject to conditions. You can buy a resale EC after the 5-year Minimum Occupation Period (MOP) from the 6th to 10th year.

With regards to HDB flat, a single PR cannot buy under the Single Singapore Citizen Scheme but you may qualify under the Public Scheme, France/Fiancee Scheme, Non-Citizen Family Scheme or Non-Citizen Spouse Scheme. You may refer to our buying guide here: https://www.propertyguru.com.sg/property-guides/how-do-singapore-permanent-residents-buy-a-hdb-flat-9914

You may also refer to HDB's regulations here: https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/eligibility

Hope this answers your question.

Best Regards,
Team PropertyGuru
Ling CK
Hi Mr. J C,

A single PR can buy a resale EC, as resale EC upon completion of MOP is considered as a private property to SC & SPR.

Resale HDB still considered as a subsidize flat thus a single PR is not eligible for this. Unless you married with a SC or a PR where both of you fulfilled the minimum of 3 years holding PR status.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
90110636
ling.ck7@gmail.com

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D. Kumar
Hi Mr. J C ,

Good morning! Firstly, I would like to thank you for your query!
A single PR can buy-

-Resale EC, as resale EC
-Private Condo
-Resale HDB ONLY if married to a SC or a PR where both of you fulfilled the minimum of 3 years holding PR status.

Perhaps you can contact me at 96659926 for a short discussion for me to run you through the overview of the purchase framework, understand your requirements and specifications as well as calculate your finances on hand (Cash/CPF amalgamation) to construct a detailed and customised financial plan with payment timeline to narrow down ideal developments and shortlist exact unit layout type for your perusal. I have actively transacted many private properties (testimonials available on website) and since you may be unfamiliar with the process, you might want to tap onto advise and guidance in this regards, at no obligation of course. I will walk you through the entire process from selecting developments/ arranging viewings, handling bank/finance aspect, arrange for your legal processing matters as well as handle all paperwork at no cost. The purchase of private property does not involve agent fees and thus, you will enjoy expertise at every level at no obligation and cost. Furthermore, I will take the opportunity to run you through past and present transaction caveat & illustrate a pricing and customised sales report with projected returns/ capital gains for you to observe and understand, offering market insights for your consideration. I will usually share about the property outlook with my clients and tailor make a plan that suits best for them in years to come. Thank You!

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D Kumar
+65 96659926
ERA Associate Division Director

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Robbie Chen Chee Howe
Hi J C,

As a PR, you will only be liable for resale EC that is at least 5 years upon the TOP, or a private condo. You are not eligible to purchase a HDB flat, unless you marry a Singaporean Citizen.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
9748 6305
PropNex Realty
Geryl Lim
How much have you planned for in terms of this purchase?

Will be able to match better when I know more details about your requirements and considerations.

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Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

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Regards,

Geryl LIM
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Email: geryl7772@gmail.com

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