Good evening Tim,
If you have cash reserves, you can pledge to bank for 4 years to obtain a bank loan. If not show funds to bank twice to obtain loan as well.
Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?
Best regards,
YT Tan
 Property Kaki
 You dream. I create. We make it happen!
 Association of Chartered Certified Accountants Graduate
 Singapore Accredited Mortgage Planner
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