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It’s a very personal decision, and it depends on which factor matters most to you: financial breakeven vs comfort of living.

A few points to consider:
• Leasehold & appreciation: The condo has roughly 78 years left before potential depreciation becomes more noticeable, so you still have a decent horizon for value retention. Past appreciation of 23% over 5 years is encouraging, but that may not repeat exactly.
• Cross Island Line MRT (2032): Transport connectivity usually boosts resale value and convenience, which may help with your intended breakeven timeline.
• BSD & costs: If your main aim is to recover your upfront costs (ABSD and stamp duties) with minimal profit, you need to account for transaction costs, maintenance fees, and property tax over the holding period.
• Lifestyle & stay comfort: If comfort and location for your own stay outweigh pure investment returns, this may justify the purchase even with modest expected gains.

If your goal is mainly for self-stay with moderate upside, it can make sense. If you were relying on high returns, it’s riskier, especially for a leasehold property in that age range.

You can reach out if you want me to run a rough projection for breakeven vs holding costs over the next 10–15 years—it can help make this more concrete. Read More

As per answered in the other post. Read More

Happy to discuss further on text :) The key thing is the 23% appreciation might be an unjustified and risky assumption.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More

I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Hi,

1) District 18 including Pasir Ris and Tampines.
2) If you have come across Bala curve, you will understand that majority of the property value will depreciate when the remaining lease is getting lesser.
3) Although most of the property in Singapore, including both HDB flats and private residential property didn't follow the Bala curve closely.
4) But, there are ample evidences shows that there are a lot of private residential property value stay stagnant after some time.
5) The property price generally rise or adjusted upon announcement of favourable news and not after a few years or until the completion of promised infrastructure.
6) You might not reclaim your expenses on buyer stamp duty when a wrong property is chosen, or at a wrong entry price.
7) The mariginal profit you are looking at might not be the appreciation of the property but merely a hedging of inflation.
8) Do be conscious of your choice.

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://www.linkedin.com/in/ckling/
https://agents.huttonsgroup.com/R056727F/

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QUOTE OF THE DAY " In negotiations, the most important thing is not to win or lose, but to find a solution that is mutually beneficial." Read More