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In terms of downpayment, if you have no existing housing loans here in Singapore, you are eligible to a maximum of 80% loan (valuation or purchased price whichever is lower). Loan amount has to be assessed by a banker based on your income. Pricing of properties differ across the island.
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Thanks for your query!
Foreigners are eligible to purchase EC of status after 10 years (privatized EC) or private condominium. As for downpayment, should you be granted 80% loan, 20% will be payable upfront ( mix of cash and CPF if available)
Perhaps you could share more on your requirements and finances on hand for me to establish the progressive payments with timeline to narrow down some options you can consider. I will guide you on the step by step procedure. No fees involved furthermore.
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Foreigners can only purchase resale EC of 10 years and above. The downpayment is 20% of price, and stamp duties 18%, which adds up to about 38% of price. Is that something you are considering at the moment? Thanks and hope to discuss further.
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Private condo will be more attractive for you.
Do u a financial plan will be the 1st step for buyer like you.
- min 20% down payment
- 80% bank loan
- stamp duty + ABSD
- lawyer fee
To assist and advise more in details, kindly drop me an email for me to share.
I can be contactable at my mobile or email.
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Foreigners can buy ECs more than 10 years old only. Take note that you need to pay ABSD of 15%. So total cash you need will be 38% of purchasing price.
Thanks BSKumar 81630450
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