7 Answers

Afternoon Oscar,

The only way to make obtain a firm loan figure is when you have the OTP in hand. Hence it's vital that potential buyers have their financial assessment done before committing to the purchase. IPA is a basic assessment on your loan eligibility based on your current income status, credit standing and age. Unless one of these factors changed drastically, the figure should be a good guide.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi Oscar,

Not too sure if you have the wrong impression about the IPA, but a proper IPA involves thorough submission of all relevant documents including your income slips, credit statements etc and a cross check with the credit bureau. The derived amount is the best gauge of how much you can loan, assuming no material changes in the financial and employment condition etc.

I note that you have posted various queries in this platform, may I know what are the issues at hand at the moment? Perhaps my banking partners can assist further. Thanks and hear from you again.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
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Hi Oscar,

My clients submitted their income documents to the banker to obtain a firm IPA for loan recently. I would say if the documents and information provided are accurate, the amount is unlikely to change much unless there is a change in income or financial commitment.

Are you looking at any particular bank?

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
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Hi Oscar
So long as you are speaking to a experienced banker. usually the verbal ipa is fine. Bank will only release official IPA once you have the OTP on hand. Should you need to speak to a experience banker, please drop me a msg.

Tricia Tan 91442664 
Propnex Read More
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Hi Oscar,

Bank will only giving official IPA after OTP is obtained. Should you need to find any experienced good banker, feel free to contact me at my mobile.

Shawn Yim
R049796J
Propnex Realty Pte Ltd
sean_5832@yahoo.com Read More
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Hi Mr. Oscar Han

Please contact me at (65) 96608508  so I can connect you to experienced and good bankers
Thank you.

Warmest regards,

Silvia Yang Read More
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GAN ENG JOO ONASSIS
Dear Oscar,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

OTP docs needed for firm loan figure from bank that all.

I am contactable at 92222389  or onassis@sgagent.com / sgrealtor.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | Today’s SG Professional l SGAgent.com & SGRealtor.com

EXPERIENCED. PROACTIVE. SINCERITY. FEEDBACK
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Skype: incomecare

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