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Morning Jessica,

You are not eligible to exercise the OTP without a valid HLE or LO. Hence you need to apply for it again. If you are jobless, that would seriously affect the HLE or LO approval amount. They will grant you the loan based on your husband's income and credit status.
Housing valuation will not be used as a gauge on your LO or HLE status.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
 96929209 
ERA Read More

Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7

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Shalom

Bless n Warm Regards

Koh Z H
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