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Dear sir/mdm,

1) Basing on your available funds and income level, the purchase plans with 4rm flat should be feasible.

2) Your mum needs to have a valid LTVP in order to be eligible, but the status of your dad will also determine your eligibility, it is advisable to do a preliminary check on eligibility by filling up the form at HDB site https://services2.hdb.gov.sg/webapp/BP13EligCheck/BP13SHome?strSystem=CHECK

3) As long as you do not fall into any eligibility scheme to own the property, you will be required to dispose off based on HDB guideline.

4) Based on HDB guideline, your assessable income should have minimum past 3-6 months to be assessed.

Hope the above helps!

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, base on your income given, it should be within the range for a 4 room flat and you may like to apply for the HLE first just to find out the maximum loan given.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Dear Sir/Madam,

Hi, I am Brendan!

1) Yes, 4 room flat within your budget is feasible.
Do take note, remaining flat lease needs to cover the youngest applicant to age 95. Otherwise use of CPF and HDB loan will be pro-rated.

2) Your mum's LTVP needs to be valid for at least 6 months from the date of issue at the time you submit your application to buy a resale flat

3) Most likely you will need to dispose off the flat but you may appeal to HDB

4) HDB will look at past 3-6 months income statement

Also, pls take note that if you are under ownership for the current 3 room HDB it needs to be sold before you are eligible to buy another HDB flat

If you will like to understand more, pls contact me at 9754 5207  .
Or Whatsapp me by clicking this link: wa.me/6597545207 which will direct you to open Whatsapp on your mobile phone.

Thank you!
Brendan Bay, ERA
 9754 5207 
wa.me/6597545207 Read More