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I'm married. before we got married, I already owned a 4R HDB with MOP completed, he already owned a landed house. We are looking at a retirement place. Can we consider a HDB? or only condos? no budget for other private property types.
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5 Answers

Hi, appreciate your sharing. Able to write into HDB to check before proceeding for next move.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
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Given your situation: since both of you already own properties (HDB for you, landed for him), buying another HDB flat together isn’t allowed under HDB rules. HDB is restricted to first-timer or eligible owners who don’t already own a private property.

This means your only feasible option for a retirement home would be a private property, like a condo. Since you’ve ruled out other types of private property, a condo is the practical choice.

It’s worth considering factors like location, size, and leasehold (if you want long-term stay) when choosing a condo for retirement. Read More
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If you consider a landed for retirement, this means that your spouse will need to liquidate the landed, wait out for 15 months (assuming both of you are under 55 years old) before being eligible to purchase the resale HDB.

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Actually you have the range of options between HDB, Condo, Apartments, or Landed depending on what your retirement goals are For example:
- Do you want more cash to spend for retirement?
- Do you want a passive income for the rest of your life?
- Do you want a bigger place?
- Do you want convenient amenities at your doorstep?

Happy to arrange a session to run through how you might optimize your property portfolio for retirement and also to find your retirement home.

I'm a Harvard graduated real estate agent with a degree in economics, and have supported clients on more than $1 billion in transactions. Feel free to reach out!

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More
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Tan Pei Cheng (Pei)
I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More
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