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I'm currently stay in bishan 4 room with loan abt 100plus k and interested to upgrade to 5rm which cost 600plus k.Would able to tell me estimated loan for the 5rm house?Bishan is my first home currently I'm staying will I need to pay for levy?Do you think is a good ideal to upgrade?
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5 Answers

Hi, I would need more info before I am able to advise you. Do give me a call @ 81613790  and we can meet up for a coffee. I am staying in Bishan too. Rgds Philip Chong, Associate Team Director, Singapore Accredited Mortgage Planner, PropNex Realty Pte Ltd. Read More
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Afternoon,

Levy is only payable if you are buying new unit from HDB. As to whether upgrading to 5 room flat is a good idea, it would depends purely on your purpose, requirement and budget. And lastly, how much loan you can get would depend on your credit record and income status. However, my banker can assist to work things out for you if required.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Dear aspiring upgrader,

You are eligible to loan up to 80% of the valuation or purchase price whichever is lower for your intended purchase. If you are looking at the final figures, it will be greatly dependent on your existing financial profile, in terms of how much cash you have and intend to utilise as well as your CPF available for utilise after the sale of your existing 4 room HDB. Need help in the calculations?

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Geryl LIM
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Zheng Yanhui(Alex)
Hi,The amount of loan is based on your income. You do not have to pay any resale levy if you plan to buy another resale HDB flat. If you need a bigger house and living area then it is a good idea to upgrade. Feel free to contact me at 9273 6096  if you need any further assistance.

Regards
Alex
ERA
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Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7 - Whatsapp / Call / SMS

Why Should Sellers/Landlords engage me? Contact me @
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