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Good afternoon,

Sorry to hear about the situation, I hope you are managing well. Yes your current flat is considered 1 subsidized flat, the next resale with no grant involved is not considered subsidized flat. So you still have 1 more BTO chance, as long as your mother has not enjoyed more than 2 housing subsidies. Do note a resale levy will be payable for your 2nd subsidized flat.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, may I check have you reach the MOP of your flat? If not, in order for both of you to dispose off the current flat, both of you would still need to appeal to the HDB for selling the flat which I would be happy to assist.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Dear madam,

I am sorry to hear about the situation. As you are planning to apply for BTO with your mother, it will also be important to know if your mother has utilised any of her chance to purchase a HDB (BTO or resale) with your dad and your present family nucleus to determine if you are eligible for another BTO.

You may wish to get in touch with us in private for further discussion.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi,

For your situation, you will be considered as a 2nd timer and you will still be eligible to apply for a BTO flat with your mum in the future but 1/2 the resale levy will apply. The amount depends on the flat model of the sale of balance flat.

Please feel free to contact me so that I can understand your situation better and assist you to answer any questions that you may have.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
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Peter & Wendy (Property Seller)

I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
Weilun & Benita (Property Seller)

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Susana (Buyer) Read More

Hi,

1) You will be considered a 2nd timer when you apply the BTO with your mum.
2) As long as buying a resale flat with no grant, then this is not considered as enjoying a subsidize from the govt.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Any response to our answer does not reach us.
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Hi
I am glad to inform you that your 2nd resale purchase is not considered a subsidised flat even if you claim a PHG grant for it. As such you are still considered a second timer if you purchase a BTO in future. However do note that resale levy applies for your next BTO and if you wish to apply with your mother as a co-owner, your mother must not have purchased 2 or more subsidised HDB (Resale with HDB grant or purchase direct from HDB) in the past. I am specialised in HDB. For any further clarifications, you can contact me at 93375051  .

Regards
Taufik Hussein
Marketing Director
ERA Realty Network Pte Ltd
CEA Reg No: R061607B
Contact No: 93375051  Read More