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Hi Wei Yang

You may text 9620 0827  for a casual chat.

Warmest regards

Gavin Read More

Hi,

Your mum needs to be included in the purchase application as well. Yes HDB loan and grant is possible if your monthly household income does not exceed $14k, and if you fulfil other hdb eligibility conditions.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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- HDB Toa Payoh 5-RM Sellers of Million-Dollar HDB, Mr. & Mrs Leong

We were fortunate to have met Ivan Ng. He was thorough in going through what the complicated home-selling process required of us and more so in understanding what we would like to achieve from the sale of our unit. His responsiveness and assurance, was a trait that we really appreciate. We managed to secure a sale that exceeded our expectation with Ivan’s advises. The offered price for our unit was a record set for the flats in the neighborhood. This was definitely supported by the fact that Ivan’s listing of our unit was detailed and stood out from other listings. Because of this, we also engaged Ivan's service to help us search and buy our new resale home. After some searches and viewings, we managed to secure one at a reasonable price with his help. With Ivan’s cheery and positive demeanour, selling our unit to procuring a new one, was a smooth journey for us. It was a pleasure to have worked with him. Read More

Good evening Wei Yang,

You are eligible to purchase a resale HDB with your SPR parents under public scheme and housing grant.

You can kickstart the process by registering intent to buy and apply for HLE online.

Do you have any requirements or budget in mind?

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

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Hello Wei Yang,

Yes, you are eligible to apply for HDB loan provided your household monthly income is within the income ceiling, as well as must be continously employed for the past 3-6 months. https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/financing-a-flat-purchase/housing-loan-options/housing-loan-from-hdb

Yes you should be eligible for resale grants, unless you have taken it before.

Do take note, your mum (still married to your dad) will need to be included in the HDB application as an essential occupier for you to form the family nucleus.

Still unsure? Text me at wa.me/6583330360 and I can help go through the details, things to watch out as well as the financial breakdown for you.

Thanks
Lucas Lim
SUSS Bsc (Marketing), Merit

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**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More

Hi
In order to advise you further, I will need information with regards to your mother. In the event that your mother is still married to your father, she needs to be included in the resale application at least as an occupier and is not allowed to own any other residential property. However in the event your father is a divorcee or widower, you are eligible to purchase a HDB resale and apply for a HDB loan provided both you and father have not taken more than 2 HDB loans previously. As for first timer grants, since you are below 35 years of age and your father is a Singapore PR, you are not eligible for first timer grant. Should you get married or turn 35 in the future and wanted to sell and purchase another resale/BTO, you will then be considered a first timer (purchasing resale without grant is not considered in the first timer count) and eligible for first timer grant for your next house. If you are purchasing together with your father and mother and your mother is a Singaporean that has not purchased any subsidised HDB flat previously, then you are eligible for first timer grant by virtue of your mother's eligibility status. However your mother needs to be named as an owner that way. Do note that it is not a requirement for an owner to be financing the flat. I am specialised in HDB transactions and have served numerous buyers in purchasing a HDB resale. A vast majority of buyers I served managed to purchase a house without any COV despite the challenging market situation nowadays. I would be more than glad to assist you in your housing plans. Do contact me at 93375051  for a free and non obligatory discussion on this.

Regards
Taufik Hussein
Marketing Director
ERA Realty Network Pte Ltd
CEA Reg No: R061607B
Contact No: 93375051  Read More

Hi Wei Yang,

In general, this combination is possible, however, will also depend on several other factors:

1) You will need to include your mum in the family nucleus for the resale flat
2) Your household income must fulfil the grant criteria as well as HDB loan eligibility

There are actually several more factors and I believe that you can do an initial assessment to check on your eligibility at this link https://services2.hdb.gov.sg/webapp/BP13EligCheck/BP13SHome?strSystem=CHECK

Hope the above helps!

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
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