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Good morning Ernest,

Under estate planning, you can WILL your share of the unit to your spouse if the unit is placed under tenancy-in-common. Under joint tenancy, the surviving party will become the sole owner of the unit. Alternatively, you can opt to add your spouse as one of the co-owner, if she is SPR or SC.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Mr Ernest,

Your wife has to be a SC or SPR in order to have any share to HDB flat.

Your main concerns are as follow:
(1) JT: How it works. Under this ownership, the surviving party will takeover the other share without any challenge. A will is not useful in this case.
(2) TIC: This is a better approach, as you can decide how much share you planned for her to takeover. However, your father has to agree to the changes. Only under TIC, you can set up a Will for her to takeover your share totally if anything happen to you.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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