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I'm confused by all the different grants. Can I know what are the grants I may be eligible for? I have checked at the HDB website but still confused.

I'm will be buying resale under the single Singaporean citizen scheme. I will be buying near by parents. This is the 1st time I'm buying. My family average monthly household income is $1500-$2000.

Thanks!
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6 Answers

Hi,

You may wish to work with a professional buy-side agent to assist with your purchase. A detailed financial planning will be done so you can have a hassle free process in getting a home. Typically, market rate of agent fees of 1%+GST will apply. Thanks and hope to assist further.

Warm regards
Ivan ERA
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YT Tan (陈永达)
Good morning buyer,

You are only eligible under two grants if you are purchasing under Single Singapore Citizen Scheme alone (not staying with parents). Kindly refer to the link taken from HDB website below:

http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/single-singapore-citizen-scheme-or-joint-singles-scheme

If your parents will be staying with you, you will be eligible for the proximity housing grant.

http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/living-with-near-parents-or-married-child

Hope my explanation helps!

Btw I will recommend you to apply for in principle approval (bank loan) or HLE (HDB loan) to gauge how much loan can you obtain before house hunting.

If you need any assistance or advice in your property purchase, feel free to contact me.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred Experienced SG Realtor

It will be best to obtain an bank loan first with your CPF amount to have a better ideas where and which property you eligible. 15K for single grant and 10K for staying with parent.

Call us now, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Afternoon,

If you are buying under single scheme, you will be eligible for $15k housing grant. Additional housing grant will be based on your income status. Proximity housing grant is only eligible if you are buying a unit and staying with your parents.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi Sir,

You will be eligible for the 15k single grant. As for the Additional Housing Grant (AHG), it is dependent on your income. You may refer to this website to know the amount of grant you are eligible for.
http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/single-singapore-citizen-scheme-or-joint-singles-scheme

Please feel free to contact me so that I can draft a financial plan for you and advise you better. Thank you.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
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We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
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“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
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Susana (Buyer of HDB) Read More
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Hi
I would suggest you to engage a agent to help you in the entire process. This will save you from all the headaches.
Let me know if we can meet up so I can go through the detailed calculation and process with you.
Looking forward to hear from you.
Tricia Tan 91442664  Read More
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