Asked by Candy_Cane
I'm an overseas based SC, looking to move back to SG in a few years with my foreign spouse. Ideally, we would like to get a BTO, and then return when the flat is completed. There are a few questions that I've not really been able to find answers to.
1) Income ceiling: Will HDB look at gross or net income? Although our gross incomes are high, the taxes are high too. So our net take home is actually significantly lower.
2) Loans: Given that 100% of our incomes are earned abroad, how likely are we to be able to obtain a bank/HDB loan?
3) Does my spouse need to have a valid visa of any sort before we can apply?
4) What grants would we be eligible for?
Please also feel free to point out things that I may have overlooked! Thank you!
1) Income ceiling: Will HDB look at gross or net income? Although our gross incomes are high, the taxes are high too. So our net take home is actually significantly lower.
2) Loans: Given that 100% of our incomes are earned abroad, how likely are we to be able to obtain a bank/HDB loan?
3) Does my spouse need to have a valid visa of any sort before we can apply?
4) What grants would we be eligible for?
Please also feel free to point out things that I may have overlooked! Thank you!
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