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I'm a Singaporean waiting to turn 35 and get a HDB resale flat under my own name. When is the earliest before my 35th birthday that I can start engaging an agent to do flat evaluation/flat searching/loan assessment? How long usually does the entire resale purchase take?
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5 Answers

Hi,

Typically 2-3 months before you turn 35 is sufficient for necessary ground work and viewings to be done. Once an unit is shortlisted and price agreed, we can proceed to sign on the OTP once you turn 35. The whole process takes about 4-5 months from OTP to key collection, excluding unit viewing and renovation time.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
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Website: http://www.ivanng10.com/clientreviews
(Client's Testimonials)

-- HDB BTO 4rm Sellers Mr. Farvin & Ms. Sel --

Ivan was the first agent that we met up with and right from the offset we had good vibes as he has a friendly personal approach, detailed working style and focuses on building the long-term relationship.

Our unit comes with its challenges but Ivan remained positive and had no qualms committing to our plans right from the start. It took only 6 weeks of aggressive marketing for him to secure a good offer which was a pleasant surprise in the end.

Ivan was always responsive and we had no worries to pass him the house keys. The whole process was transparent and hassle free, and he was always thinking from our point of view on how to make life easier for the client. He is a committed professional and has fast execution, so we felt assured that things are done well and we can entrust the sale process entirely to him.

--- HDB Flat Upgraders Mr. & Mrs. Lee ---

We decided to engage Ivan as our agent as we were impressed with how he answered the enquiries on property guru website.

He has helped us to find our ideal unit and also sold our current unit. He was very patient and never pushy when we were looking for our ideal unit. He would tell us that it is always important to find a unit that we really liked.

When it comes to selling of our unit, he was always prompt in arranging for viewings and he also tried his best to arrange and consolidate the viewings due to our time constraints. He is a reliable and prompt agent and is always willing to clarify any concerns and questions that we have.

Thanks Ivan! :) Read More
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Good afternoon,

You can work on the bank loan assessment around 1 month before your birthday and source for preferred unit. However, if you are looking at HDB loan, you can start with the sourcing around 2 to 3 weeks before your birthday and apply for HLE on your birth date.
The entire buying process will take around 3.5 to 4 months.

Do feel free to contact me should you require additional assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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YT Tan (陈永达)
Good afternoon buyer,

How young are you now?

We can start looking at units and apply for loan 2 weeks before you turn 35 years old will do. It's not advisable to start too early as you might suffer heartache in your desired home but you cant buy yet.

The whole process will take around 3 to 4 months after exercise of option.

Care to share why you decide to go for HDB?

- One of well-earned Star Performers under the category of Top Private Property Transactors in Jan 2017-

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
R043025D
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com
(FB): www.facebook.com/yttanassetprogessor Read More
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Robbie Chen Chee Howe
Hi,

I suggest you do the ground work (financing plans, shortlisting units and viewings) 1 month prior you turn 35 years old. By the time you find a suitable unit, you would have turned 35.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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J.A. Goh 吴永益
Hi,
Just one month before your 35th birthday is good enough. During that month, you can go through your financial with your agent, identify the location you want to stay, and get your agent to arrange viewing with you.
Once you have shortlisted a unit you very keen in, and upon your 35th birthday you can made an offer.
I will be glad to assist you in search of your dream house. You can drop me an email or text me, we can discuss more in details.

Kind Regards
J.A.Goh
ERA Branch Division Director
HP: 96390350 
Email: gohja@singnet.com.sg Read More
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