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I'm a commissioner earner, my partner earn a basic salary every month, our total gross salary up to 13k for the last two years, is there any chance for us to get bto or ec? We are first time applicant
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5 Answers

YT Tan (陈永达)
Hi Madio, Income ceiling for BTO is $10k which EC is $12k respectively. You can try to appeal for EC purchase if not, you can opt to go for resale HDB or EC. Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More
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William Wei Liang Tan
Hi Madio, your monthly income has exceeded the income ceiling for BTO, DBSS and EC. If your combined income is $13k, the appeal won't go through from experience. And most developers won't allow you to purchase the EC units (since your income exceeds the ceiling). You have 2 options: bring down your income and keep it under $12k so that you can get an EC. As a commission earner, it might be possible for you to do so. Just note, we take the average of the last 12 months payslips to compute the income earned (including all sales incentives and bonus if you are in sales). Alternatively, you can purchase a resale HDB flat or Private Property as your first home. Given that your income exceeds $12,000, you won't be able to enjoy the CPF Housing Grants for First-timers. Warmest regards, William Tan from ERA Read More
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Afternoon Madio, With combined income of $13k, it's needless to apply for appeal unless your commission varies greatly from month to month. FYI Mike Lim 96929209  m52i@yahoo.com ERA Read More
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Hi Mr Opi, we have noted your situation and would like to meetup with you to understand more. We are an experience team of EC agents and it will be our pleasure to assist you in your property purchase. Thank you and have a pleasant day ahead Andrew Ngauw 8188 8887  andrew.ngauw@gps.com.sg GPS Alliance www. sgECsales.com Read More
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