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Morning Kelvin, Do apply for HLE to find out how much loan you can take then we can work things out from there. Hope to hear from you soon! Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More

Morning Kelvin, Since you are SC and will be buying the HDB under non-citizen spouse scheme, your spouse need to have at least 6 months validity on work pass or long-term visitor's pass. You should also be eligible for HLE, which can help you reduce on the cash outlay. However, for the exact amount for cash required, I would need to know which estate and which unit model you are looking into. Do feel free to contact me for non-obligatory discussion. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More