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Hi

You may text 9620 0827  for a casual chat. We can share with you the transaction process, timeline and estimated financial commitment.

Warmest regards

Gavin Read More

Good morning,

Based on $2.5k gross monthly income, the max loan is $158k approx assuming no other major loan obligations monthly. It should be slightly higher since you also have bonuses. Is that the 13th month bonus that is recurring?

You will also receive first timer grants of $20k if you have not purchase any subsidized flat before. And likely also EHG of $20k as your income band is between $2501 to $2750. These plus your 90k cpf oa on hand will mean $130k CPF available.

Putting them altogether, the purchase price range we should look at is approximately $520k - $570k for 4-rooms, and there are quite a few options for flats in the outer areas. May I know which location you are focusing on?

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Good morning Sir/ Mdm,

Are you Singaporean? If yes, you will be eligible under Single Singapore Citizen Scheme.

Based on your income, you should be eligible for HDB loan amount around $158k. You will be eligible for housing grants like CPF housing grant, enhanced housing grants and even proximity housing grant if you choose to live near or with your parents.

Do you have any requirements in mind? Any preferred location? We can kickstart the process by applying for HLE first.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

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Hi, appreciate your sharing and I look forward to share with you the process and loan check. Welcome for a free sharing at 9696 4398  or email stewartlim96964398@gmail.com Thank you
Cheers
Stewart-Propnex Read More

You will be able to loan around $140,000 and on top of your CPF and cash savings, the estimated purchase price should be $450,000 or slightly higher which allows you some options of 4 room flat in the market if you are not particular about locations. That is also not considering the housing grants that you maybe eligible for. Perhaps you can kick start the process by doing up your HLE first to firm up the numbers before embarking on the home hunting process to be more firm on what your available choices are.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

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