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If I take a bank loan of 270k out of a purchase price of 380k for resale HDB. Will I 1 day unable to service the monthly payment via cpf OA due to the VL and WL despite I have positive balance in my cpf OA.
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Hi,

The VL & WL is computed at point of resale application and dependent on valuation price. Hence, it is unlikely your concern will materialize based on info shared, unless it is a very old resale flat. If you are unsure about the resale procedures it be better if you engage an agent.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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